New york state higher education services corporation - The New York State Higher Education Services Corporation (HESC) has been designated as New York’s lead administering agency for the 2014-2021 GEAR UP award, administering $22.4 million in grants. NYGEAR UP will work with a cohort of 6,000 students entering the 7th grade at middle schools in districts with low on-time high school …

 
Financial Aid Programs for Graduate Study in New York State. For most of the graduate student financial aid programs administered by the Federal or State Government, you need to complete the Free Application for Federal Student Aid (FAFSA) first so that financial need is established.. Check with the admissions and financial aid office at your school to make …. Reproductive medicine associates of new york

Excelsior Scholarship FAQs Will I be able to attend college at SUNY or CUNY tuition free? Yes. If you are a NYS resident whose family household federal adjusted gross income (as filed on your 2019 New York State Income Tax Returns) does not exceed $125,000 for the 2021-22 academic year and you complete 30 credits per … The New York State Tuition Assistance Program (TAP) helps eligible New York residents pay tuition at approved schools in New York State. An annual TAP award can be up to $5,665. Because TAP is a grant, it does not have to be paid back. TAP is also available for students attending a SUNY, CUNY and not-for-profit independent degree-granting ... $150,000 in AY 2022. By increasing this threshold, more than 230,000 New York residents will attend SUNY or CUNY tuition free. The Budget includes $146 million to support this landmark program. New York State Tuition Assistance Program (TAP) TAP is one of the largest need-based grant programs in the nation, and the cornerstone of New York’s ...In August, 2022, New York State Higher Education Services Corporation (HESC) was awarded a $28 million, seven-year GEAR UP (Gaining Early Awareness and Readiness for Undergraduate Programs) grant by the U.S. Department of Education to increase college readiness and success for more than 6,200 low-income New York State students. You Can Still Apply. If you exited the FAFSA before completing the TAP application – and you filled in your New York State address and a New York State college on the FAFSA – HESC will automatically receive your information in about three days. HESC will then send you an email or postcard with directions to complete the TAP application online. NYS Higher Education Services Corporation - My HESC Account Access. News. Federal Family Education Loan (FFEL) payments can be made through the myTrellis payment portal at www.myTrellis.org or by downloading the myTrellis app available on the Apple App Store or Google Play, or by mail to: Trellis Company. …The New York State Higher Education Services Corporation (HESC), the State’s student financial aid agency that helps people pay for college, provides information and a Financial Aid Award Comparison Tool to help students and families interpret their award letters so they can make informed decisions about the true cost of …Dec 27, 2022 · Dr. Guillermo Linares, President of the New York State Higher Education Services Corporation said, "The cost to attend college is often a barrier for students from low and middle-income families who wish to experience the benefits that come from earning a postsecondary degree or credential.The Excelsior Scholarship offers the opportunity for ... New York State continues its commitment to ensuring that its students have both access to a college education and an understanding of their financial aid options, and HESC continues its commitment to supporting the pursuit and attainment of a postsecondary degree for all New York State students. In AY 2022, to combat theOct 9, 2023 · HESC helps make higher education more accessible and affordable for New York residents. | The Higher Education Services Corporation (HESC) is a …Mission. The Higher Education Services Corporation (HESC) provides centralized processing of student financial aid programs. HESC administers the State’s …Effective April 30, 2023, Trellis Company (Trellis) is the designated guarantor of your Federal Family Education Loan (FFEL) student loan (s). If you have any questions or need assistance, you can contact Trellis at 800-338-4752, Monday through Friday 8:00AM to 5:00PM, Central Time Zone. Alternatively, you can visit Trellis online at ...New York State Higher Education Services Corporation President Dr. Guillermo Linares said, “By expanding TAP eligibility to include hundreds of non-degree programs in high-demand, growing fields, we are opening doors for non-matriculated students to gain the skills they need to enter the workforce and pursue fulfilling careers. …Dec 27, 2022 · Dr. Guillermo Linares, President of the New York State Higher Education Services Corporation said, "The cost to attend college is often a barrier for students from low and middle-income families who wish to experience the benefits that come from earning a postsecondary degree or credential.The Excelsior Scholarship offers the opportunity for ... Study at an approved postsecondary institution in New York State; Be enrolled as a part-time student taking the equivalent of one to eleven credits, applicable per semester at a participating college located in New York State; Be accepted for admission in an approved non-degree workforce development eligible program. This report describes the activities of the New York State Higher Education Services Corporation (HESC) during the 1995-96 fiscal year. It provides an overview of student and parent financial aid programs, including the Tuition Assistance Program (TAP), the largest state grant program in the United States. Major advances reported for 1995-96 included … Step 1: The FAFSA. Completing the FAFSA - the Free Application for Federal Student Aid - is the first step to applying for financial aid. The information you provide determines whether you are eligible for federal financial aid, and the amount you are qualified to receive. Remember, the FAFSA is free — do not pay to submit your application. The Higher Education Services Corporation (HESC) is New York State’s higher education student financial aid agency. HESC processes more than a half-million …HESC does not intend to infringe on another’s copyrights. If you believe anything you find on HESC Web violates another’s copyright, please contact: General Counsel, NYS Higher Education Services Corporation, 99 Washington Avenue, Albany, New York, 12255, (518) 474-3219. Confidentiality Guidelines for this SiteThe Excelsior Scholarship is targeted toward New York State’s middle-class families and individuals who make up to $125,000 or less per year. Individuals who qualify will be able to attend all CUNY and SUNY two-year and four-year colleges in New York State, tuition-free, beginning in the 2023 – 2024 academic year (subject to terms …For more information, visit the HESC website. Higher Education Services Corporation. 99 Washington Avenue. Albany, NY 12255. Phone:518-474-6475. The first-of-its-kind program covers tuition at New York’s public colleges and universities for families making up to $125,000 a year, when fully phased in. Along with other sources of tuition assistance, including the generous New York State Tuition Assistance Program, the Excelsior Scholarship will allow approximately 53 percent of full ... Jan 29, 2021 · in Brunner v. New York State Higher Education Services Corp., 831 F.2d 395, 396 (2d Cir. 1987). But, even among circuits that apply Brunner, the application of the three-part test varies significantly. The Fifth Circuit, in particular, is known for its needlessly harsh application of the Brunner test that About HESC. The New York State Higher Education Services Corporation (HESC) is the State’s student financial aid agency that helps students pay for college through programs like the Tuition Assistance Program (TAP), the Excelsior Scholarship Program, Enhanced Tuition Awards, STEM and many other scholarship programs. Dec 27, 2022 · Check out the New York State Higher Education Services Corporation website to explore other options available to help pay for college. The Spring …New York State Tuition Assistance Program (TAP) TAP is one of the largest need-based grant programs in the nation, and the cornerstone of New York’s student financial aid programs. In 2018-19, more than 319,000 New Yorkers attending college were awarded nearly $882 million in TAP funds to help pay their college tuition costs – with an ...Regular Admissions: The deadline date may be in December or January, and notifications are distributed before the end of March. Accepted students have until May 1 to make a decision. Rolling Admissions: There is no set deadline. You can apply anytime during the college's admissions period, typically September …Write and proof your college essay. Ask your counselor to send your high school transcript to the colleges you are applying to. u0003You will also have to send your midyear grade reports. Schedule and attend admission interviews, if desired or required. Look for acceptance letters and financial aid packages by April of your senior year.State Government Websites of the United States Web Archive (3,150) General Collections (145,334) Serial and Government Publications Division (278,365)If you are looking to schedule a call because you received a notification that Trellis Company will become the designated guarantor on your Federal Family Loan Program (FFELP) student loan(s) currently guaranteed by New York State Higher Education Services Corporation effective on or after February 20, 2023, please be aware that this is a ...Chairs Krueger, Weinstein, Stavisky, Glick, and to all my former colleagues in theSenate and Assembly, thank you for opportunity to speak today about the Governor’s 2019-2020 Executive Budget recommendations that impact the New York State Higher Education Services Corporation (HESC). I am Dr. Guillermo …The Excelsior Scholarship, in combination with other student financial aid programs, allows students to attend a SUNY or CUNY college tuition-free. The program covers tuition for eligible SUNY and CUNY students. For the 2024-25 academic year, families who earned $125,000 or less in the tax year 2022 are eligible to apply.Welcome to r/BorrowerDefense! If you feel that you were scammed by your college, trade school, or training program, you should consider filing for a federal program called Borrower Defense to Repayment (BDTR) that could help you get the federal student loans associated with your scam school DISCHARGED (and maybe even …The New York State Higher Education Services Corporation (HESC), the State’s student financial aid agency that helps people pay for college, provides information and a Financial Aid Award Comparison Tool to help students and families interpret their award letters so they can make informed decisions about the true cost of …NYS Licensed Social Worker Loan Forgiveness (LSWLF) Program. The NYS Licensed Social Worker Loan Forgiveness (LSWLF) Program is offered to increase the number of licensed social workers working in critical human service areas, including but not limited to the following fields: home care, health, mental health, substance abuse, aging, HIV/AIDS …New York State Higher Education Services Corporation President Dr. Guillermo Linares said, “We are proud to celebrate 50 years of TAP and the thousands of students who have benefited from this program. TAP provides need-based grants that help ease the financial burden of college tuition for eligible students.The Tuition Assistance Program (TAP) helps eligible New York State residents pay tuition at approved schools in New York State. TAP is one of the grants, scholarships and awards programs administered by the New York State Higher Education Services Corporation (HESC). See if your school is approved for TAP. An annual TAP award can be up to $5,665.For more information, visit the HESC website. Higher Education Services Corporation. 99 Washington Avenue. Albany, NY 12255. Phone:518-474-6475. Loan Forgiveness. Pay My Loans. Before you can review your account, you need to authenticate your identity using your HESCPIN User ID and Password. You need to do this only once, when you first access any of the functions on the left. If you do not already have a HESCPIN User ID and Password, you will be prompted to create one. expand access to a high quality, affordable higher education here in New York State. With the $836 milliondollars , or 12.6 percent, annual increase in support for higher education advanced in her FY 2024 Executive Budget, we can secure and strengthen New York as a national leader in expanding access to a quality, …A recipient receives a maximum of 24 payments equal to the amount of the monthly federal repayment plan payment, provided the recipient continues to meet the Program’s eligibility requirements. Note: Any loan forgiveness award payment made on your behalf may have tax implications. Recipients will receive a 1099 form, issued by the NYS Office ...expand access to a high quality, affordable higher education here in New York State. With the $836 milliondollars , or 12.6 percent, annual increase in support for higher education advanced in her FY 2024 Executive Budget, we can secure and strengthen New York as a national leader in expanding access to a quality, affordable college education.Welcome to New York State FAFSA Ready—your one-stop hub for understanding the 2024-25 FAFSA. College financial aid starts with the Free Application for Federal Student Aid (FAFSA), which is the first step in determining your eligibility for federal financial aid, such as grants, educational loans, and work-study programs. It's also used to ...Jan 16, 2024 · The Higher Education Services Corporation (HESC) provides centralized processing of student financial aid programs. HESC administers the … Terms and Conditions of Using www.hesc.ny.gov. The New York State Higher Education Services Corp. ("HESC"), an agency of New York State, operates www.hesc.ny.gov ("site") to conduct its business and as an informational source for the public. We welcome you and invite you to use it. For more information, visit the HESC website. Higher Education Services Corporation. 99 Washington Avenue. Albany, NY 12255. Phone:518-474-6475.HESCweb Transaction Processing is available only to constituents who have been issued a valid User ID and password and are approved for secure processing with HESC. To learn more about HESCweb Transaction Processing and how to obtain access to it, call the HESC Help Desk at 1-866-431-HESC (1-866-431-4372). Authorized users can access secure ...The New York State Higher Education Services Corporation is New York State’s student financial aid agency. ... NYSFAAA is a volunteer association of financial aid professionals representing the various institutions of higher education in New York State. We have collected information we believe to be important and reputable in finding and ...NYS Higher Education Services Corporation - My HESC Account Access. News. Federal Family Education Loan (FFEL) payments can be made through the myTrellis payment portal at www.myTrellis.org or by downloading the myTrellis app available on the Apple App Store or Google Play, or by mail to: Trellis Company. …In August, 2022, New York State Higher Education Services Corporation (HESC) was awarded a $28 million, seven-year GEAR UP (Gaining Early Awareness and Readiness for Undergraduate Programs) grant by the U.S. Department of Education to increase college readiness and success for more than 6,200 low-income New York State students.Scholarship and State tuition assistance programs will allow approximately 55 percent of full-time SUNY and CUNY in-state students, or more than 210,000 New York residents, to attend college tuition-free. The Executive Budget includes legislation to implement the DREAM Act, opening the doors of higher education to thousands of New Yorkers. HESCweb Transaction Processing is available only to constituents who have been issued a valid User ID and password and are approved for secure processing with HESC. To learn more about HESCweb Transaction Processing and how to obtain access to it, call the HESC Help Desk at 1-866-431-HESC (1-866-431-4372). Authorized users can access secure ... Excelsior Scholarship FAQs Will I be able to attend college at SUNY or CUNY tuition free? Yes. If you are a NYS resident whose family household federal adjusted gross income (as filed on your 2019 New York State Income Tax Returns) does not exceed $125,000 for the 2021-22 academic year and you complete 30 credits per …Be accepted for admission in an approved non-degree workforce development eligible program. Be charged at least $200 tuition per year; Not have exhausted Tuition Assistance Program (TAP) eligibility. Meet income eligibility requirements; Be in compliance with the terms of any service condition imposed by a NYS award; and. The Higher Education Services Corporation (HESC) is New York State’s higher education student financial aid agency. HESC processes more than a half-million grant, scholarship and loan forgiveness applications each year. HESC awards nearly $1 billion in financial aid to more than 330,000 students. New York’s 529 College Savings Program, with ... The New York State Higher Education Services Corporation's (HESC) homepage is your gateway to many sources of financial information to help you take control of …Welcome to New York State FAFSA Ready—your one-stop hub for understanding the 2024-25 FAFSA. College financial aid starts with the Free Application for Federal Student Aid (FAFSA), which is the first step in determining your eligibility for federal financial aid, such as grants, educational loans, and work-study programs. It's also used to ...May 23, 2023 · Governor Kathy Hochul today announced that the application for the Excelsior Scholarship for new applicants for the 2023 - 2024 academic year is … Terms and Conditions of Using www.hesc.ny.gov. The New York State Higher Education Services Corp. ("HESC"), an agency of New York State, operates www.hesc.ny.gov ("site") to conduct its business and as an informational source for the public. We welcome you and invite you to use it. Welcome to New York State FAFSA Ready—your one-stop hub for understanding the 2024-25 FAFSA. College financial aid starts with the Free Application for Federal Student Aid (FAFSA), which is the first step in determining your eligibility for federal financial aid, such as grants, educational loans, and work-study programs. It's also used to ... Nov 8, 2023 · The New York State Tuition Assistance Program (TAP) TAP continues to be one of the nation’s largest need-based college financial aid grant programs. …May 23, 2023 · New York State Higher Education Services Corporation President Dr. Guillermo Linares said, "The Excelsior Scholarship is a testament to New York's commitment to making college more accessible to all students, regardless of their economic backgrounds. Enabling more New Yorkers the opportunity to pursue a college degree is an important step ... Remember to update any pre-filled information that has changed since last year. To renew your FAFSA for 2022-23, visit studentaid.ed.gov and log in as a returning user. NYS Student Aid Payment Application – To request payment of your award each year, you must complete the NYS Student Aid Payment Application which is linked directly from the ...The 1974 Legislature, therefore, decided to reduce Regents Scholarship awards from $1,000 to $250 while establishing the new TAP program. This same Legislature also created the New York State Higher Education Services Corporation (NYSHESC) as the centralized financial aid agency for the State.Aug 18, 2022 · Governor Kathy Hochul today announced the launch of the historic $150 million expansion of New York State's popular Tuition Assistance Program, which will now provide TAP to …The Excelsior Scholarship, in combination with other student financial aid programs, allows students to attend a SUNY or CUNY college tuition-free. The program covers tuition for eligible SUNY and CUNY students. For the 2024-25 academic year, families who earned $125,000 or less in the tax year 2022 are eligible to apply.Oct 14, 1987 · New York State Higher Educ. Serv, 831 F.2d 395, see flags on bad law, and search Casetext’s comprehensive legal database Brunner v. New York State Higher Educ. Serv, 831 F.2d 395 | Casetext Search + Citator Dec 27, 2022 · Check out the New York State Higher Education Services Corporation website to explore other options available to help pay for college. The Spring …4. The further showing required by part two of the test is also reasonable in light of the clear congressional intent exhibited in section 523(a)(8) to make the discharge of student loans more difficult than that of other nonexcepted debt. Predicting future income is, as the district court noted, problematic.Higher Education Services Corporation, New York State Mission The Higher Education Services Corporation (HESC) provides centralized processing of student financial aid programs. HESC administers the State’s Excelsior Scholarship, the Tuition Assistance Program (TAP), the Federal Family Education Loan Program and other State and …Feb 2, 2024 · New York State Higher Education Services Corporation President Dr. Guillermo Linares said, “By expanding TAP eligibility to include hundreds of non …The Senator José Peralta New York State DREAM Act gives undocumented and other students access to New York State‐administered grants and scholarships that support their higher education costs. The DREAM Act opens the doors of higher education to thousands of students, providing access to the new Excelsior Scholarship, the Tuition …New York State continues its commitment to ensuring that its students have both access to a college education and an understanding of their financial aid options, and HESC continues its commitment to supporting the pursuit and attainment of a postsecondary degree for all New York State students. In AY 2023, HESC expanded HESCweb Transaction Processing is available only to constituents who have been issued a valid User ID and password and are approved for secure processing with HESC. To learn more about HESCweb Transaction Processing and how to obtain access to it, call the HESC Help Desk at 1-866-431-HESC (1-866-431-4372). Authorized users can access secure ... You Can Still Apply. If you exited the FAFSA before completing the TAP application – and you filled in your New York State address and a New York State college on the FAFSA – HESC will automatically receive your information in about three days. HESC will then send you an email or postcard with directions to complete the TAP application online. New York State Higher Education Services Corporation President Dr. Guillermo Linares said, “We are proud to celebrate 50 years of TAP and the thousands of students who have benefited from this program. TAP provides need-based grants that help ease the financial burden of college tuition for eligible students.New York State's Tuition Assistance Program (TAP) provides grants to students to assist them in paying tuition. The TAP program is administered by the NY State Higher Education Services Corporation (HESC). Application Form The first step in the TAP application process is the completion of the FAFSA. When you get to the FAFSA on the Web ...The FAFSA. Completing the FAFSA - the Free Application for Federal Student Aid - is the …The New York Higher Education Services Corporation (HESC) website offers information about the state's Tuition Assistance Program, TAP. HESC recently announced to colleges in New York that it made ... You Can Still Apply. If you exited the FAFSA before completing the TAP application – and you filled in your New York State address and a New York State college on the FAFSA – HESC will automatically receive your information in about three days. HESC will then send you an email or postcard with directions to complete the TAP application online. New York State. • The Higher Education Services Corporation (HESC), New York State’s student financial aid agency, is a national leader in helping make college affordable for New York residents. HESC oversees numerous State-funded financial aid programs, including the Excelsior Scholarship, the Tuition Assistance … The New York State Higher Education Services Corporation (HESC) has been designated as New York’s lead administering agency for the 2014-2021 GEAR UP award, administering $22.4 million in grants. NYGEAR UP will work with a cohort of 6,000 students entering the 7th grade at middle schools in districts with low on-time high school graduation ... President of the New York State Higher Education Services Corporation Dr. Guillermo Linares said, “As we embark on College Application Month, we are reminded that higher education is a critical pathway to success, and we must break down every barrier that stands in the way of students achieving …NYS Higher Education Services Corporation - My HESC Account Access. News. Federal Family Education Loan (FFEL) payments can be made through the myTrellis payment portal at www.myTrellis.org or by downloading the myTrellis app available on the Apple App Store or Google Play, or by mail to: Trellis Company. …The Higher Education Services Corporation (HESC) provides centralized processing of student financial aid programs. HESC administers the State’s Excelsior Scholarship, the Tuition Assistance Program (TAP), the Federal Family Education Loan Program and other State and Federal aid programs.Following is a listing of forms commonly used by the general public to apply for programs and services administered by HESC. All application forms commonly used by the general public are available on-line. HESC strongly encourages visitors to this page to review program background and eligibility information before completing an application.HESCweb Transaction Processing is available only to constituents who have been issued a valid User ID and password and are approved for secure processing with HESC. To learn more about HESCweb Transaction Processing and how to obtain access to it, call the HESC Help Desk at 1-866-431-HESC (1-866-431-4372). Authorized users can access secure ...NYS Licensed Social Worker Loan Forgiveness (LSWLF) Program. The NYS Licensed Social Worker Loan Forgiveness (LSWLF) Program is offered to increase the number of licensed social workers working in critical human service areas, including but not limited to the following fields: home care, health, mental health, substance abuse, aging, HIV/AIDS …The first-of-its-kind program covers tuition at New York’s public colleges and universities for families making up to $125,000 a year. New York State Tuition Assistance Program (TAP) TAP is one of the largest need-based grant programs in the nation, and the cornerstone of New York’s student financial aid programs.New York State Higher Education Services Corporation President Dr. Guillermo Linares said, "I applaud Governor Hochul for broadening a program that has already helped hundreds of thousands of New Yorkers realize their dream of a college education. This expansion will enable even more students across our State, who are …

New York State Higher Education Services Corporation Your Student Aid Agency 99 Washington Avenue • Albany, New York 12255 | 1-888-NYSHESC | …. Lenny's clam bar and restaurant

new york state higher education services corporation

HESCweb Transaction Processing is available only to constituents who have been issued a valid User ID and password and are approved for secure processing with HESC. To learn more about HESCweb Transaction Processing and how to obtain access to it, call the HESC Help Desk at 1-866-431-HESC (1-866-431-4372). Authorized users can access secure ...New York State Tuition Assistance Program (TAP) TAP is one of the largest need-based grant programs in the nation, and the cornerstone of New York’s student financial aid programs. In 2018-19, more than 319,000 New Yorkers attending college were awarded nearly $882 million in TAP funds to help pay their college tuition costs – with an ...study at an approved postsecondary institution in New York State; be matriculated in an approved program of study and has a cumulative grade-point average of at least 2.00; be enrolled as a part-time student taking six to eleven credits applicable toward the degree program, per semester; (at least four, but fewer than eight credits per ...The New York State Higher Education Services Corporation (HESC) offers a variety of financial aid scholarships to help students pay for college. Visit the HESC Quick Reference Guide for the current list of offered awards, as well as eligibility requirements and application instructions. Use UB’s State School Codes below on your applications ...Mar 2, 2024 · There is hereby created in the State Education Department and within the University of the State of New York as established under the Board of Regents, an educational corporation to be known as the New York State Higher Education Services Corporation. 2. The purposes of such corporation shall be: a. A recipient receives a maximum of 24 payments equal to the amount of the monthly federal repayment plan payment, provided the recipient continues to meet the Program’s eligibility requirements. Note: Any loan forgiveness award payment made on your behalf may have tax implications. Recipients will receive a 1099 form, issued by the NYS Office ...Welcome to New York State FAFSA Ready—your one-stop hub for understanding the 2024-25 FAFSA. College financial aid starts with the Free Application for Federal Student Aid (FAFSA), which is the first step in determining your eligibility for federal financial aid, such as grants, educational loans, and work-study programs. It's also used to ...Dec 27, 2022 · Check out the New York State Higher Education Services Corporation website to explore other options available to help pay for college. The Spring …Following is a listing of forms commonly used by the general public to apply for programs and services administered by HESC. All application forms commonly used by the general public are available on-line. HESC strongly encourages visitors to this page to review program background and eligibility information before completing an application.New York State Higher Education Services Corporation President Dr. Guillermo Linares said, "The Excelsior Scholarship is a testament to New York's commitment to making college more accessible to all students, regardless of their economic backgrounds. Enabling more New Yorkers the opportunity to pursue a …Definition. Veterans Tuition Award. In 1984, the New York State Legislature established the Vietnam Veterans Tuition Award program to provide tuition assistance for full-time or part-time undergraduate study for veterans who are residents of the state, who served in Indochina between February 28, 1961 and …Working under the supervision of the Data Analyst 3, the Data Analyst 2 will work closely with the staff within HESC and the Division of Budget, to conduct the conversion of financial education ...Loan Forgiveness. Pay My Loans. Before you can review your account, you need to authenticate your identity using your HESCPIN User ID and Password. You need to do this only once, when you first access any of the functions on the left. If you do not already have a HESCPIN User ID and Password, you will be prompted to create one.Higher Education Services Corporation. Home; Pay for College; ... technology, engineering, or mathematics in New York State, while maintaining residency within the State, regardless of the number or amount of award payments. ... Interest rate for the life of the loan shall be fixed and equal to that published annually by the U.S. ….

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