Disclosures. 1 Ranges are based on Harvard Pilgrim’s data, actual service prices vary by provider type and location. The figures represent Q1 2021. 2 Your health plan may require a referral and/or prior authorization before you receive services from the lower-cost provider. To ensure the services will be covered, please refer to your plan documents or contact …Asking for a ridiculously high salary—even when offered as a joke—can get you a much higher salary offer than if you stay within the typical salary range for a job, the Harvard Bus...Feb 20, 2024 · A Silver health insurance plan from Harvard Pilgrim costs an average of $563 per month. Health insurance plans from Harvard Pilgrim Health Care are only available in three states: Maine, Massachusetts and New Hampshire. No matter what state you live in, you can probably get a cheaper plan with another health insurance company. Crimson is the official color of Harvard University. Harvard Business School provides a palette built off the crimson base to add energy, complexity and sophistication to designs i...Jan 1, 2024 · Harvard Pilgrim is excited to offer our new wellness reimbursement program, which expands on the existing fitness reimbursement. Now, you and dependents on your health plan can be reimbursed for qualifying fitness, select nutrition and mindfulness program fees up to $150 per individual plan and up to $300 per family plan. The mascot for Harvard University, as of 2014, is the pilgrim John Harvard. John Harvard was the first benefactor of the university. Harvard University’s school color is crimson, w...Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member informationPrescription drug plans. Harvard Pilgrim works with Optum Rx to manage our pharmacy benefits. The type of drug plan you have (either Premium, Value or Core NH) will be shown on your ID card. The dollar or percentage amounts next to “Rx” on your card will tell you how many tiers your plan has. If your card does not show a specific drug plan ...Harvard Pilgrim guides and empowers healthier lives by combining high-quality health plans and care programs with compassionate customer service. Individual & family plans Trusted for over 50 years, we take pride in offering comprehensive health plans designed to help keep you and your family healthy. Claims (request for reimbursement) forms. Get reimbursed for covered medical, hospital and behavioral health services. Get reimbursed for covered prescription drugs. Get reimbursed for covered fitness expenses. Get reimbursed for travel expenses related to covered services restricted by state law. Get reimbursed for COVID-19 at-home tests. Specific items and services require that either your provider or you obtain approval (prior authorization) from Harvard Pilgrim. Learn more about the prior authorization process in this section. Medical review criteria; Prior authorization, quantity limits & step therapy policies; Prior authorization process;Harvard Pilgrim Stride Value Rx (HMO) is a Medicare Advantage (Part C) Plan by Harvard Pilgrim Health Care of New England, Inc.. This page features plan details for 2024 Harvard Pilgrim Stride Value Rx (HMO) H6750 – 013 – 0 available in All Counties Except Coos and Carroll. IMPORTANT: This page has been updated with plan and premium data ...Harvard Pilgrim Advantage plans include the following benefits: prescription drug coverage; preventive dental care; periodontics; vision care; …Harvard Pilgrim has a partnership with National Imaging Associates, Inc. (NIA) to oversee prior authorization programs for certain services, including cardiac diagnostic tests and interventional procedures; diagnostic imaging; sleep studies; hip, knee, and shoulder surgery; spine surgery and cervical spine procedures; and outpatient …John Kotter, Harvard Business School professor, says that without a true sense of urgency, any change effort is doomed.Harvard Pilgrim Health Care (HPHC) · Harvard Pilgrim Health Care (HPHC) has partnered with Boston Children's Hospital to deploy a KidsMD platform for new ... You can search for providers without logging in. You will need to select a plan name to search for participating providers. Select a plan. If you can't locate your provider or are unsure of their availability, please call Member Services at the number on your ID card. Harvard Pilgrim’s electronic payer ID number is 04271. If you opt to submit paper claims, you can send them to Harvard Pilgrim Health Care, P.O. Box 699183, Quincy, MA 02269-9183. You’ll find more information in the Billing and Reimbursement section of our Provider Manual , including information on claims submission, replacement claim ... Harvard Pilgrim guides and empowers healthier lives by combining high-quality health plans and care programs with compassionate customer service. Individual & family plans Trusted for over 50 years, we take pride in offering comprehensive health plans designed to help keep you and your family healthy. Submit electronic transactions directly to Harvard Pilgrim through a preferred e-channel or indirectly through an intermediary. Our e-transaction services, including our online portal HPHConnect, make it easy for providers to do business with us. Learn about performing a variety of transactions (elibility, claim submission and … 800-637-4751, then option 1. Email the Broker Employer Service Team. Small Group Implementation and Quoting. For small group installs, quoting and renewal. Mon. – Fri. 8:30 a.m. - 5 p.m. 800-637-4751, then option 2. New Business Sales Inquiries. For large groups (50+) Contact your Sales Executive or call 800-637-4751, then option 2. Supportive care is designed to assist you and your children in achieving your health goals. This program is available when you do not require complex care and may have recently received other treatment, such as in the emergency room. Our care managers provide extended support if you need additional assistance for a longer period of time. They ...Harvard Pilgrim is an HMO/HMO-POS plan with a Medicare contract. Enrollment in Stride℠ (HMO) depends on contract renewal. H6750_23036 Last Update: 11/30/2023. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. ...Harvard Pilgrim is a good choice for reproductive health care coverage. Some of its plans cover in vitro fertilization, which isn't covered by …Harvard Pilgrim requires notification of enrollment terminations within 60 calendar days of the requested termination date. * If notice of a termination is received more than 60 days after the requested termination date, the termination date will be automatically processed 60 days retroactively, beginning on the date the request …Welcome to Harvard Pilgrim At Harvard Pilgrim Health Plan, we are committed to providing GIC members access to high-quality health care coverage and services to help you stay healthy. Our Medicare Enhance health plan offers preventive care, behavioral health services, wellness programs, and many other great perks. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member information How Flex plans help you save money. With Flex plans, you can pay lower out-of-pocket costs when you get laboratory services or outpatient surgery from Flex providers. The deductible, which most Flex plans include, will not apply; you'll have no charge for lab tests (except for genetic testing) and pay a copayment (typically lower than a ... Harvard Pilgrim guides and empowers healthier lives by combining high-quality health plans and care programs with compassionate customer service. Individual & family plans Trusted for over 50 years, we take pride in offering comprehensive health plans designed to help keep you and your family healthy.A provider’s benefit tier may change annually on January 1. To determine a provider’s tier in a specific plan’s network, please search the Harvard Pilgrim provider directory by plan name. You also may call ( 888) 333-4742 to request a paper copy of the provider directory at no charge. 4 Applies to Best Buy HMO plans only.Being a Harvard Pilgrim member is so rewarding! Save big with exclusive discounts on a wide variety of health and well-being products and services. Discounts & savings Documents & forms. Back to Resources Documents & forms. Reimbursement forms, authorization forms, vision care claim forms, tax forms, plan documents and more — all …Point32Health is a nonprofit health and well-being organization that offers health plans, programs and services for employers, individuals, families and Medicare …Commercial. Billing Requirements for Outpatient Revenue Codes. Commercial. Cardiac Services. Commercial; Public Plans; Senior Products. CareLink℠ Provider Payment Dispute Policy. Commercial. Certified Nurse Midwives, Certified Professional Midwives, Nurse Practitioners & Physician Assistants. Commercial.Harvard Pilgrim guides and empowers healthier lives by combining high-quality health plans and care programs with compassionate customer service. Individual & family plans Trusted for over 50 years, we take pride in offering comprehensive health plans designed to help keep you and your family healthy.As you research boarding schools in United States, you’ll discover a wide range of educational possibilities for higher education at a home away from home. Serving students in grad... COVID-19 coverage updates. Member Cost-Sharing: If you are enrolled in a high-deductible health plan, the Internal Revenue Service requires COVID-19 testing and treatment to apply to the deductible starting with your plan’s 2024 coverage anniversary date. If your coverage anniversary date was January 1, 2024, this requirement will take effect ... This is the email address you used to sign up for your secure account. Harvard Pilgrim is excited to offer our new wellness reimbursement program, which expands on the existing fitness reimbursement. Now, you and dependents on your health plan can be reimbursed for qualifying fitness, select nutrition and mindfulness program fees up to $150 per individual plan and up to $300 per family plan.Product specific. For all products, when prior authorization is required, Harvard Pilgrim uses written criteria based on sound clinical evidence to evaluate the medical appropriateness of health care services. These criteria are objective and based on current clinical and medical evidence and applied with consideration of individual needs and ...Aug 31, 2020 · There are several options to get detailed information about Harvard Pilgrim’s Advantage plans, including calling the Harvard Pilgrim client care number at 1-866-843-3186 (TTY: 711), available ... COVID-19 coverage updates. Member Cost-Sharing: If you are enrolled in a high-deductible health plan, the Internal Revenue Service requires COVID-19 testing and treatment to apply to the deductible starting with your plan’s 2024 coverage anniversary date. If your coverage anniversary date was January 1, 2024, this requirement will take effect ... Jun 14, 2023 ... An April ransomware attack that compromised the PPI and PHI of some 2.5 million members has led to multiple class action lawsuits against ...See Accreditation status and health plan rating for Oscar Insurance Company of Florida on NCQA Report Cards.A provider’s benefit tier may change annually on January 1. To determine a provider’s tier in a specific plan’s network, please search the Harvard Pilgrim provider directory by plan name. You also may call ( 888) 333-4742 to request a paper copy of the provider directory at no charge. 4 Applies to Best Buy HMO plans only.Being a Harvard Pilgrim member is so rewarding! Save big with exclusive discounts on a wide variety of health and well-being products and services. Discounts & savings Documents & forms. Back to Resources Documents & forms. Reimbursement forms, authorization forms, vision care claim forms, tax forms, plan documents and more — all …Harvard Pilgrim is excited to offer our new wellness reimbursement program, which expands on the existing fitness reimbursement. Now, you and dependents on your health plan can be reimbursed for qualifying fitness, select nutrition and mindfulness program fees up to $150 per individual plan and up to $300 per family plan.Oct 1, 2023 · Harvard Pilgrim Health Care complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex (including pregnancy, sexual orientation, and gender identity). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Harvard Pilgrim is an HMO/HMO-POS plan with a Medicare contract. Enrollment in Stride SM (HMO) depends on contract renewal. Y0098_20060 Last Update: 10/01/2019. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health …1 of 8 Harvard University Medical Plan: Harvard Pilgrim Health Care (HPHC) Medicare Enhance Coverage Period: 01/01/2016-12/31/2016 Summary of Benefits and Coverage: What this Plan Covers & What it CostsCoverage for: Individual | Plan Type: Medicare Supplement Questions: Call 1-888-333-4742 or visit us at …Product specific. For all products, when prior authorization is required, Harvard Pilgrim uses written criteria based on sound clinical evidence to evaluate the medical appropriateness of health care services. These criteria are objective and based on current clinical and medical evidence and applied with consideration of individual needs and ... You can search for providers without logging in. You will need to select a plan name to search for participating providers. Select a plan. If you can't locate your provider or are unsure of their availability, please call Member Services at the number on your ID card. Program eligibility and benefits may vary by employer, plan and state. You must be currently enrolled in Harvard Pilgrim at time of reimbursement. Fitness facility membership or virtual fitness subscription must be for at least four months in a current calendar year. Restrictions apply, and reimbursement is not available to …May 23, 2023 ... Harvard Pilgrim says customers' information compromised in cyber attack ... BOSTON - Personal information was stolen in a massive health insurance ...Harvard Pilgrim is an HMO/HMO POS plan with a Medicare contract. Enrollment in Stride SM (HMO) depends on contract renewal. Links on this page may take you away from the Harvard Pilgrim Health Care website. Y0098_20060: Last Update: 12/12/2019 . If you don’t have a member account, you can create one here. Be sure to have the last 4 digits of your Social Security number or your Harvard Pilgrim ID number available. To search without logging in to your member account, look at the upper right-hand corner of your ID card to see what type of plan you have. Then choose your plan from the ... Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member information Jan 17, 2024 ... Harvard Pilgrim - Special Programs & Discounts · Member Savings & Discounts - New England Members · Member Savings & Discounts - Members ...Oct 1, 2023 · Harvard Pilgrim Health Care complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex (including pregnancy, sexual orientation, and gender identity). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. This unique collaboration between Harvard Pilgrim and Harvard Medical School is focused on innovative teaching and research to address health care issues. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to … Harvard Pilgrim is a not-for-profit health services company serving more than 3 million customers in New England and beyond. Learn about its history, quality programs, leadership, news, careers and contact information. THE HARVARD PILGRIM BEST BUY HSA PPO HDHP WITH HSA MASSACHUSETTS This Schedule of Benefitsstates any BenefitLimits and Member Cost Sharing amounts you must pay for Covered Benefits.However, it is only a summary of your benefits.Please see your Benefit Handbook for details. Your …Harvard Pilgrim Health Care | 17,142 followers on LinkedIn. Harvard Pilgrim and its family of companies provide health benefit plans, programs and services to more …Jul 15, 2021 · Founded by doctors about 50 years ago, Harvard Pilgrim Health Care provides health plans and services to more than 3 million customers, primarily in New England (Massachusetts, Maine, New Hampshire, and Connecticut) but offer national plans for group insurance as well. 1 The provider network includes more than 80,000 doctors and other ... Estimates place the average IQ of Harvard students from 129 to 137. This figure is derived from SAT test scores, described by Harvard professor Howard Gardner as “thinly disguised ... If you have questions about your benefits and coverage, we can help! Simply call our Member Services team at (888) 333-4742 (TTY: 711) or send a secure message (requires login). You can also see if we have already answered your questions in our Ask Member Services FAQs. Read our FAQs. 800-708-4414 (Option 1; then 3) E-mail: [email protected]. E-Services/HPHConnect Service Center: 800-708-4414 (Option 1; then 6) Email: [email protected]. Harvard Pilgrim offers guidance, information, and resources to help ensure you receive timely, accurate …Harvard Pilgrim members can access a comprehensive network of medical and behavioral health care providers, along with innovative programs and services, to improve physical and mental well-being in whether in-person or virtual settings. 1 . Behavioral Health Service Navigation Program.About Harvard Pilgrim's formulary Harvard Pilgrim's formulary is a list of therapeutically safe and effective medications for treating most common medical conditions. The list is continually updated to incorporate the most recent decisions of Harvard Pilgrim's Pharmacy Services Department and our Pharmacy &Therapeutics Committee.Harvard Pilgrim has a partnership with National Imaging Associates, Inc. (NIA) to oversee prior authorization programs for certain services, including cardiac diagnostic tests and interventional procedures; diagnostic imaging; sleep studies; hip, knee, and shoulder surgery; spine surgery and cervical spine procedures; and outpatient …Harvard Pilgrim is a not-for-profit health services company serving more than 3 million customers in New England and beyond. Learn about its history, quality … Harvard Pilgrim Health Care. Harvard Pilgrim Health Care is a non-profit health services company based in Canton, Massachusetts serving the New England region of the United States . On August 14, 2019, the boards of Harvard Pilgrim Health Care and Tufts Health Plan announced plans for the two insurers to merge their organizations into a new ... Harvard Pilgrim Stride Value Rx (HMO) is a Medicare Advantage (Part C) Plan by Harvard Pilgrim Health Care of New England, Inc.. This page features plan details for 2024 Harvard Pilgrim Stride Value Rx (HMO) H6750 – 013 – 0 available in All Counties Except Coos and Carroll. IMPORTANT: This page has been updated with plan and premium data ...PPO: A Preferred Provider Organization, or PPO, offers reduced costs to members billed to their health insurance plan. Employees or members can choose the provider they want to see instead of being solely restricted to the HMO providers. A member can choose between a participating, or in-network provider or non-participating, or …Welcome to Harvard Pilgrim At Harvard Pilgrim Health Plan, we are committed to providing GIC members access to high-quality health care coverage and services to help you stay healthy. Our Medicare Enhance health plan offers preventive care, behavioral health services, wellness programs, and many other great perks.Harvard Pilgrim is a not-for-profit health services company serving more than 3 million customers in New England and beyond. Learn about its history, quality …Program eligibility and benefits may vary by employer, plan and state. You must be currently enrolled in Harvard Pilgrim at time of reimbursement. Fitness facility membership or virtual fitness subscription must be for at least four months in a current calendar year. Restrictions apply, and reimbursement is not available to …Harvard Pilgrim offers members a variety of options to get non-emergency care in a different setting than the ER*, no matter where they live or work. Options include convenience care clinics, telemedicine or virtual visits through Doctor On Demand and urgent care centers. Depending on the members’ specific plan, out-of-pocket …The Evaluation of Harvard Pilgrim’s Quality Program (pdf) contains a description of Harvard Pilgrim’s Quality Program, including goals and objectives, scope, quality structure, activities and annual evaluation. The 2020 Quality Improvement Workplan Summary (pdf) contains a complete list of all current clinical and service quality ...Jan 17, 2024 ... Harvard Pilgrim - Special Programs & Discounts · Member Savings & Discounts - New England Members · Member Savings & Discounts - Members ...Being a Harvard Pilgrim member is so rewarding! Save big with exclusive discounts on a wide variety of health and well-being products and services. Discounts & savings Documents & forms. Back to Resources Documents & forms. Reimbursement forms, authorization forms, vision care claim forms, tax forms, plan documents and more — all … Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member information Harvard Pilgrim Health Care (HPHC) · Harvard Pilgrim Health Care (HPHC) has partnered with Boston Children's Hospital to deploy a KidsMD platform for new ...The Harvard Pilgrim HMO Coverage Period: 01/01/2023 —12/31/2023 Coverage for: Individual + Family | Plan Type: HMO Important Questions Answers Why This Matters What is the overall deductible? $250 member/ $500 family Benefits are administered on a calendar year basis. Generally you must pay all the costs up to …A provider’s benefit tier may change annually on January 1. To determine a provider’s tier in a specific plan’s network, please search the Harvard Pilgrim provider directory by plan name. You also may call ( 888) 333-4742 to request a paper copy of the provider directory at no charge. 4 Applies to Best Buy HMO plans only.Harvard Pilgrim Advantage plans include the following benefits: prescription drug coverage; preventive dental care; periodontics; vision care; …CoRAL is part of the Department of Population Medicine (DPM), a unique research and teaching collaboration between Harvard Medical School and Harvard Pilgrim ... Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member information Harvard Pilgrim offers members a variety of options to get non-emergency care in a different setting than the ER*, no matter where they live or work. Options include convenience care clinics, telemedicine or virtual visits through Doctor On Demand and urgent care centers. Depending on the members’ specific plan, out-of-pocket …Estimates place the average IQ of Harvard students from 129 to 137. This figure is derived from SAT test scores, described by Harvard professor Howard Gardner as “thinly disguised ...
Founded by doctors about 50 years ago, Harvard Pilgrim Health Care provides health plans and services to more than 3 million customers, primarily in New England (Massachusetts, Maine, New Hampshire, and Connecticut) but offer national plans for group insurance as well. 1 The provider network includes more than 80,000 doctors …. Trane home
Specific items and services require that either your provider or you obtain approval (prior authorization) from Harvard Pilgrim. Learn more about the prior authorization process in this section. Medical review criteria; Prior authorization, quantity limits & step therapy policies; Prior authorization process;Harvard Pilgrim Health Care offers a wide range of plans to meet the needs of members and employers throughout our service area. Our family of plans includes standard, tiered, and limited network products, senior plans, and national plans, as well as health benefit administration for self-funded employer groups. Below, we …Harvard Pilgrim Health Care, Inc. (“Harvard Pilgrim”). This Benefit Handbook describes the benefits and the terms and conditions of coverage under the Plan. The Plan is designed to complement a Subscriber's Medicare coverage by: 1. Paying most Medicare Deductible and Coinsurance amounts for services covered by Medicare Parts …For assistance, contact the Broker/Employer Services Team at 800-637-4751. For Harvard Pilgrim Choice Plus and Options plans, offered jointly with UnitedHealthcare, go to Choice Plus employer services at employereservices.com.Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Member informationJan 12, 2024 · View or Download a PDF of Your Provider Directory. These directories are sorted by the provider’s location for ease of use. Stride℠ (HMO) Medicare Advantage members can access any provider in the network regardless of location. Providers of Medical Services in New Hampshire, Maine or Vermont (PDF updated 1/2024) Harvard Pilgrim Medicare Supplement Monthly Premium Rates Effective January 1, 2023 – December 31, 2023. Plan Type Plan A Plan F Plan G Plan M Plan N: Billed Monthly $216: $271 $254 $219: $192: A Point32Health company. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, …For more details on dental coverage, visit HPHC Stride HMO 2023 Plan Documents. Look for the “Dental Addendum” which includes a list of the approved dental procedures. If you have any questions, please contact Medicare Broker support: Email: [email protected]. Call: 1-833-984-2387. …Product specific. For all products, when prior authorization is required, Harvard Pilgrim uses written criteria based on sound clinical evidence to evaluate the medical appropriateness of health care services. These criteria are objective and based on current clinical and medical evidence and applied with consideration of individual needs and ...Harvard Pilgrim is a leading not-for-profit health services company, we guide our members–and the communities we serve–to better health. Founded by doctors ...from Harvard Pilgrim Health Care Foundation since 1980, in Massachusetts, Connecticut, Maine and New Hampshire. 90% of members’ questions resolved on first call. 95% of our 1,200 staff gave to or served non-profits across our region. Above information is based on Harvard Pilgrim 2017 internal data. Our business today.Deductible. This is a set amount of money that you have to pay out of your own pocket for certain services. If you have a $2,000 annual deductible, for example, you will have to pay $2,000 worth of charges before Harvard Pilgrim helps pay. If you receive care for services that fall under the deductible, your provider will send you …Claims (request for reimbursement) forms. Get reimbursed for covered medical, hospital and behavioral health services. Get reimbursed for covered prescription drugs. Get reimbursed for covered fitness expenses. Get reimbursed for travel expenses related to covered services restricted by state law. Get reimbursed for …Harvard Pilgrim Medicare Supplement Monthly Premium Rates Effective January 1, 2023 – December 31, 2023. Plan Type Plan A Plan F Plan G Plan M Plan N: Billed Monthly $216: $271 $254 $219: $192: A Point32Health company. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, …Oct 1, 2022 · Harvard Pilgrim is an HMO/HMO POS plan with a Medicare contract. Enrollment in Stride SM (HMO) depends on contract renewal. Links on this page may take you away from the Harvard Pilgrim Health Care website. H6750_23036 Last Update: 04/13/2023 Harvard Pilgrim is excited to offer our new wellness reimbursement program, which expands on the existing fitness reimbursement. Now, you and dependents on your health plan can be reimbursed for qualifying fitness, select nutrition and mindfulness program fees up to $150 per individual plan and up to $300 per family plan.Harvard Pilgrim is here for you every step of the way with our Celebrating 65® program! We’ll help you take a proactive approach to retirement and plan for a healthy future. Learn about Celebrating 65. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. Together, we're delivering …Harvard Pilgrim Health Care, Inc. (“Harvard Pilgrim”). This Benefit Handbook describes the benefits and the terms and conditions of coverage under the Plan. The Plan is designed to complement a Subscriber's Medicare coverage by: 1. Paying most Medicare Deductible and Coinsurance amounts for services covered by Medicare Parts …PPO: A Preferred Provider Organization, or PPO, offers reduced costs to members billed to their health insurance plan. Employees or members can choose the provider they want to see instead of being solely restricted to the HMO providers. A member can choose between a participating, or in-network provider or non-participating, or …Tel: · Not-for-Profit Insurance Company · Bill Whitmore · [email protected] · http://www.harvardpilgrim.org · Not-For-Profit Insur....