The ultimate guide on understanding and navigating health insurance, including common terms and questions about cost and coverage. Find a doctor Contact Us Find a plan Get care Stay ... Yes. Once you are a member, it’s easy to change your PCP. Simply login to ibx.com to make the change, or call 1-844-BLUE-4ME (or 1-844-258-3463, TTY: 711).Life insurance is something most people have at least heard of, but not everyone understands who should get it and what it’s actually for. Contrary to what you might expect, life i...Mar 2, 2023 · 3. Make your first payment. If you buy your health plan directly through Independence, you need to make your first payment before you can begin using your benefits. We offer several convenient ways to pay your bill. Some members may need to make their first payment before they receive their member ID card (s). If you are interested in having a registered nurse Health Coach work with your Independence patients, please complete a Physician Referral Form or contact us by calling 1-800-313-8628. Prior Authorizations. Providers must complete a request form for all prescription drugs that require prior authorization.log in anytime at ibx .com or using our free IBX app. You can also sign up to get important plan notifications, health screening reminders, and cost-saving tips by email or text. Save money You have many ways to save on the care and services you need. For many services, you will pay $0 out-of-pocket:Provider News Center. Contact us. Tiered and defined network products. Independence offers several lower-cost products that use a tiered or defined provider network. Select a product below for more specific information: Keystone HMO Proactive. Keystone 65 Focus Rx HMO. Independence offers several lower-cost products that use a tiered or defined ...Independence Blue Cross (Independence) offers a Direct Ship Drug Program to our in-network physicians. Under this program, physicians can order certain specialty drugs that are given in the office and are eligible for coverage under the member’s medical benefit when medical necessity criteria are met. Independence contracts with specific ...The Broker Care Center is your dedicated team. They are committed to promptly and expertly managing all your inquiries and providing you with the exceptional service that you expect and deserve from Independence. Contact the Broker Care Center 1-866-272-9684 Email us. Hours of operation — Monday through Friday from 8:30 a.m. to 5:00 p.m.Health Insurance Programs (SCHIP) administered as a part of a state’s Medicaid program, and Medicare Complementary and Supplemental products, also known as Medigap. Government-determined reimbursement levels apply to these products. ® ® Tip for success While Independence would route these “no suitcase” claims for out-of-area members toIndependence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaThomas A. Hutton. Executive Vice President, General Counsel, and Corporate Secretary. Paul J. Kane. Senior Vice President, Actuarial and Underwriting and Chief Risk Officer. Kimberly J. Kockler. Senior Vice President, Government Affairs. Susan Larkin. Executive Vice President and President, Core Commercial Markets. Juan Lopez.Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaThe IBX Personal Health Record is an online health record that is automatically updated with information from your claims data. It gives you a clear view of all your health information in one place, including: Health assessments. Immunizations. Physician visits. Lab results. Surgeries. Allergies. Medications. Chronic conditions.Independence Blue Cross (Independence) is a health insurer based in Philadelphia, Pennsylvania, in the United States. Independence is the largest health insurer in the Philadelphia area, serving people in the region and seven million nationwide.. Employing more than 10,000 people, the company offers a wide variety of health plans, including … Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Understanding health insurance. Health insurance basics. Independence Blue Cross simplifies health insurance, helping you understand how it works, how to choose a plan, and how to get the most from your plan. Nutrition counseling. Ditch the diets and learn how to eat right for life by visiting a food and nutrition expert (or your physician). These experts are called registered dietitians, and your Independence Blue Cross health insurance covers up to six visits a year at no cost to you.*.A Mini Health Insurance Cheat Sheet. No matter what health plan you have, you will see the terms “providers,” “in-network,” and “out-of-network” pop up. When you need health care services, it all starts with a doctor. We have a fancy word for doctors and hospitals: We call them providers. This word represents any health care ...Members with PA dental insurance plans provided by Independence Blue Cross can conveniently search online for network dentists. Online directory features: Search by dentist or practice name, location, or specialty. Compare dentists. Get more information such as languages, ages treated, accepting new patient, gender, handicap accessible.Mar 8, 2023 ... ... insurance information and member access: https://www.ibx.com Our blog with health and wellness resources and insurance tips: https://insights.IBX Medicare offers Medicare health insurance plans with access to a large provider network, health coaches, and other perks and benefits. Learn how to shop, apply, and manage your plan online or by phone.Also called a subsidy, financial assistance is offered by the federal government to help offset the costs of individual and family health insurance plans. Depending on family size and household income levels, some people may be eligible for a lower premium, lower cost-sharing, or both. See if you qualify for a subsidy.Jun 2, 2015 ... ... insurance enrollment and plan information - http://www.ibx4you.com/ For general insurance information and member access - http://www.ibx.com ... IBX Insurance Agency is a family owned and operated Independent Agency established in December 2013. Trust IBX’s 40 years of experience to find you the best coverage for the best value. We are a full service agency and are committed to providing high quality, unbeatable customer service. Find a covered prescription drug. A formulary, or drug list, is a list of prescription drugs that are covered by those plans that use the formulary. Drugs in a formulary are grouped into tiers based on cost-sharing ranging from low-cost drugs (mostly generic drugs) to high-cost specialty drugs. The amount you pay will depend on if the drug is ... Make a payment. Independence offers you several convenient ways to pay your health insurance bill. Jump to: Pay with the IBX app. eBill at ibx.com. Credit or debit card. Personal check or money order. Automatic withdrawal from your bank account. Telephone at 1-888-879-4891. If you suspect health care fraud, report it here. Media Inquiries. Information and interview requests for members of the media. General Inquiries. How to reach us by mail, email, or phone. Office Location: Independence Administrators. 1900 …There, claims submission information is broken out by prefix/product name. The following address should be used for claims related to outer counties: Outer County Claims – Lehigh, Lancaster, Northampton, and Berks County. Claims Receipt Center. P.O. Box 211184. Eagan, MN 55121. Claims submission information for providers.Your IBX Care Card is a convenient way to save money and access your over-the-counter (OTC) benefit and — NEW for 2024 for select plans — dental, vision, ... Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Bucks, Chester, Delaware, Montgomery, ... Open Enrollment. Under the Affordable Care Act, Open Enrollment is the time when individuals and families can enroll for health care coverage for the upcoming year. If you don’t have health care coverage, Open Enrollment is the time to apply. If you do have health insurance – but want to shop and compare your options, Open Enrollment is ... Health plans for children. We're here to help: 1-800-464-5437. Keystone HMO Children’s Health Insurance Program (CHIP) The Children's Health Insurance Program (CHIP) is a state- and federally-funded health insurance program that provides health insurance coverage to all children who meet eligibility guidelines and are residents of Pennsylvania. 1 When you receive services at a designated site referred by your primary care doctor. 2 These amounts are for 2024 and are adjusted annually. Use these FAQ for information about types of health plans, and FAQ about each type of health plan, including HMOs, Proactive plans, PPOs, EPOs, and HSAs. Learn More About IBX Plans – The Largest Health Insurance Company in the Philadelphia Region. Our focus at Health & Benefits Partners has always been to help you navigate the often-confusing world of health insurance. We provide the tools, support, and access you need to make confident decisions about your coverage — a process that’s made ...Health insurance plans. Prescription drugs. Adult dental and vision plans. Applying and paying for health insurance. Managing your health plan. Special Enrollment period (SEP) Independence Blue Cross provides answers to the most common questions about health insurance plans for individuals and families. See our FAQ section.Learn how to register for ibx.com, log in, make a payment, find a doctor, use telemedicine, and achieve your health goals with Independence Blue Cross health plan. This guide is for new members who want to make the most …PA Medicare Advantage plans. Independence Blue Cross Pennsylvania Medicare Advantage plans include all the benefits of Medicare Parts A and B plans — plus valuable extras like vision, dental, and hearing coverage. Learn all about our 2024 Keystone 65 HMO and Personal Choice 65 PPO Medicare Advantage plans. You can also view …<link rel="stylesheet" href="bootstrap/resources/grid/936.css?appV=202403080205">The ultimate guide on understanding and navigating health insurance, including common terms and questions about cost and coverage. Find a doctor Contact Us Find a plan Get care Stay ... Yes. Once you are a member, it’s easy to change your PCP. Simply login to ibx.com to make the change, or call 1-844-BLUE-4ME (or 1-844-258-3463, TTY: 711).Philadelphia, PA 19101-1820. Phone: 1-888-671-5276. Fax: 1-888-671-5274. For external review of standard non-formulary exception requests that were initially denied, the timeframe for review is seventy-two (72) hours from when the IRO receives the request.Mar 24, 2020 ... ... insurance information and member access http://www.ibx.com For our blog with health and wellness resources and insurance tips http://insights.Payer ID provider number reference — Professional. Use this guide as a reference tool when submitting professional claims. The information was current at the time of publication. We will announce changes on the Provider News Center and the Provider Engagement, Analytics & Reporting (PEAR) portal. Valid and registered NPI is required. Valid ...2 HMO Silver Proactive Select and HMO Silver Proactive Value are not offered on the Pennsylvania Insurance Exchange (Pennie) and must be purchased through Independence directly. 3 Prescriptions may also be available for up to a 90-day supply at participating Act 207 retail pharmacies for the same mail order member cost.MedigapFreedom members can take advantage of the following value-added services through the Davis Vision Discount program: 15% off routine eye exams. 35% off eyeglass frames ** (retail price) Discounts on spectacle lenses and lens options **. 15% off contact lenses (in lieu of eyeglasses) 20% off non-prescription sunglasses. Our company. Serving nearly three million people in the area, Independence Blue Cross is the leading health insurance company in the Philadelphia region. Learn more. Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania The percentage you pay for some covered services. If your coinsurance is 20 percent, your health insurance company will pay 80 percent of the cost of covered services, and you will pay the remaining 20 percent. The amount you pay is typically not based on the full retail price of the service. It is based on a discounted rate negotiated by your ... Blue Insider SM. Get exclusive deals and discounts on amusement parks, hotels, shopping, movie tickets, sporting events, Broadway shows, museums, and other attractions. Don’t miss out on these great offers from well-known national, regional, and … Indego is a fun, healthy, and affordable transportation option in Philadelphia! Riders have access to more than 200 stations and over 2,200 classic and pedal-assisted electric bicycles across the city. Get 20% off an Indego Monthly Pass, Annual Pass, or gift certificate with code IndeFIT! Learn more. Providers may apply for an NPI from CMS in one of two ways: Online. The National Plan and Provider Enumeration System (NPPES), developed by CMS, includes an online application that takes approximately 20 minutes to complete. By mail. You can request a paper application by calling the NPI Enumerator call center at 1-800-465-3203.Discover Insurance Premium Finance. Pathward is committed to the needs of our agents, brokers and customers, and invested in the technologies that help us deliver a “high-tech, high-touch” approach to premium financing. …Independence Blue Cross (IBX) offers a variety of health insurance plans for individuals and families in the Philadelphia region, with the strongest network of doctors and hospitals and free virtual doctor visits. Learn about the benefits, eligibility, and enrollment of …Achieve well-being. These personalized online tools in our member site help you achieve your well-being goals in a way that’s simple, easy, and fun. Here’s how it works: Complete the Well-being Profile. Select a well-being program. You can also choose a focus, there are many to choose from. Sync your devices to track your progress.Telemedicine. You can visit with a doctor anytime, anywhere with our telemedicine benefit. 1 Telemedicine, also known as virtual care, is offered from Teladoc Health 2 through HIPAA-secure video, phone, and mobile app with 24/7 access to a U.S. board-certified and licensed primary care doctor who can treat non-emergency medical conditions such as:Find important information on Independence Blue Cross (Independence) policies and guidelines that best apply to you. If you have additional questions and need assistance, please call our support team at 1-888-475-6206. Jump to: Benefits that require preapproval. Specialty medical benefit drugs requiring precertification. Inpatient hospital stays.What services do all health insurance plans cover? Essential health benefit. Example. Preventive, wellness, and disease management services. Yearly physical, flu shot, gynecological exam, birth control. Emergency care. Treatment for broken bones, heart attacks, and more at a hospital emergency room.Travel insurance is a must have for traveling the world and keeping peace of mind. This applies whether you are traveling for fun or taking a business trip to another area. The ben...Providers who are considering beginning an Independence member on a new specialty drug therapy covered under the pharmacy benefit can use the following information: Optum. Providers can call Optum ® Specialty Pharmacy and Optum ® Infusion Pharmacy at 1-855-427-4682 to enroll the member. Members can reach Optum to have a prescription filled …EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaMar 8, 2023 ... ... insurance information and member access: https://www.ibx.com Our blog with health and wellness resources and insurance tips: https://insights.The One Pass TM fitness program. Independence Blue Cross (IBX) Medicare Advantage members have access to the One Pass TM fitness benefit, which offers a variety of physical, social, and mental fitness programs.. Benefits of One Pass. Access to a national fitness network, including participating gyms and local YMCAs, boutique and spinning studios, …Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. SITE MAP . Skip to main content. Menu. Menu. Sign …To find out if Visionworks takes your insurance, the company advises calling the nearest store and asking if it accepts your vision plan or contacting your vision insurance plan di...Buying health insurance for the first time seems confusing at first. You are presented with so many insurance options that you are unsure which is best. In reality, getting your fi...IBX health plans. How to enroll. FAQ. How much does health insurance cost? Understanding how much you will pay for health insurance is essential when shopping for the right health plan — one that works for your health needs and your budget. What variables affect the cost of an individual health insurance plan? 1 When you receive services at a designated site referred by your primary care doctor. 2 These amounts are for 2024 and are adjusted annually. Use these FAQ for information about types of health plans, and FAQ about each type of health plan, including HMOs, Proactive plans, PPOs, EPOs, and HSAs. At Independence Blue Cross (IBX), we recognize the connection between financial, emotional, and physical well-being. It’s for this reason that we make three financial well-being programs available to you and your family members at no cost, all designed to help you achieve your financial goals: The College Tuition Benefit ®.The Special Enrollment period is determined by the type of qualifying life event. In most cases, you will have 60 days after the qualifying life event to enroll in or make changes to a health plan. Certain life events, like moving into the Independence Blue Cross coverage area, allow you to apply for a health plan up to 60 days before a ...If you are interested in having a registered nurse Health Coach work with your Independence patients, please complete a Physician Referral Form or contact us by calling 1-800-313-8628. Prior Authorizations. Providers must complete a request form for all prescription drugs that require prior authorization. Independence Blue Cross offers two vision plans 1 for adults ages 19 and older: 2 Vision Care 150 and Vision Care 200. These plans offer: Easy access to the national Davis Vision network of over 131,000 access points across the country, including Visionworks stores and other retailers. Fully covered routine vision exams — pay $0 at the time ... The Special Enrollment period is determined by the type of qualifying life event. In most cases, you will have 60 days after the qualifying life event to enroll in or make changes to a health plan. Certain life events, like moving into the Independence Blue Cross coverage area, allow you to apply for a health plan up to 60 days before a ...Medicare plan costs can be broken into four categories: Premium — a monthly amount you pay to maintain your insurance coverage. Copay — a fixed dollar amount you are charged for prescriptions, doctor visits, and other types of care. Deductible — a set amount your plan requires you to pay for medical services and/or prescriptions before ...Purchasing a home is an important investment for many adults, and it’s equally important to protect that investment. If you own a home, you know that homeowners insurance is a nece...Learn about Exclusive Provider Organization (EPO) plans. An EPO is a type of health plan that falls somewhere between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) in terms of cost and flexibility. With an EPO, members have only in-network coverage (except for emergencies), but they do not need to select a ...Consumers can visit ibx.com to find the health insurance that is right for them and enroll in a health plan directly with IBX. The state-based exchange, pennie.com , is the only place consumers can enroll in health plans with financial assistance, and Pennie will make the final determination for tax credit or premium subsidy eligibility.Independence Blue Cross (IBX) offers a variety of health insurance plans for individuals and families in the Philadelphia region, with the strongest network of doctors and hospitals and free virtual doctor visits. Learn about the benefits, eligibility, and enrollment of …Thomas A. Hutton. Executive Vice President, General Counsel, and Corporate Secretary. Paul J. Kane. Senior Vice President, Actuarial and Underwriting and Chief Risk Officer. Kimberly J. Kockler. Senior Vice President, Government Affairs. Susan Larkin. Executive Vice President and President, Core Commercial Markets. Juan Lopez. Visit OTCNetwork.com or call 1-833-552-4729 (TTY/TDD: 711) to activate your card. You will be asked to enter your IBX Care Card number and the last four digits of your Independence Blue Cross member ID, which is found on your health insurance card. Please note: You may begin using your card the month your Independence Blue Cross coverage ... Personal Choice 65 SM Elite Rx PPO. $25.60 monthly plan premium in all five counties. $0 in-network primary care physician copay. No medical or prescription drug deductibles. Largest choice of doctors and hospitals in our area¹ with a traveler network that includes 48 states and Puerto Rico**. $0 copay for routine vision and hearing exams …Policies and guidelines. Tools and resources. Claims and billing Electronic data interchange Claims resources and guides. Claims requiring submission of clinical information. Referral submission rules. National provider identifier Medicare risk adjustment ICD-10 BlueCard. Patient management. Become a provider.Aug 9, 2022 ... ... insurance information and member access: https://www.ibx.com Our blog with health and wellness resources and insurance tips: https://insights.health insurance invoice Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. 18000 189154 (9/17) Pay in person at Independence LIVELearn about Exclusive Provider Organization (EPO) plans. An EPO is a type of health plan that falls somewhere between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO) in terms of cost and flexibility. With an EPO, members have only in-network coverage (except for emergencies), but they do not need to select a ... EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...
Our eyes send information to our brains in a split second, helping us make important decisions to navigate the world around us. Glaucoma is a disease that damages the optic nerve... Independence Blue Cross (IBX) offers affordable health care, dental, vision and Medicare plans in Philadelphia and southeastern Pennsylvania. . Apache sparkl
Toll-free 1-866-456-1695 (TTY/TDD: 711), 8 a.m. to 8 p.m. seven days a week. To help you better manage your time when calling us, you may wish to call during our least busy time — at the end of the week. Our busiest time is at the beginning of the week, with the most calls coming on Monday and Tuesday.Nov 28, 2022 ... You deserve coverage you can count on! That's why you should enroll in an Independence Blue Cross health plan. Enroll by December 15 for ...EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...Learn how to compare, get a free quote, and enroll in a health insurance plan from Independence Blue Cross, a provider of health insurance for the Philadelphia area. Find out if you are eligible for a tax credit and get tips on how to enroll in 2024.Home warranty vs home insurance is an important distinction to make. Learn the difference and find out why you need both. Expert Advice On Improving Your Home Videos Latest View Al... Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, we’ve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve. As a licensee of the Blue Cross ... The ultimate guide on understanding and navigating health insurance, including common terms and questions about cost and coverage. Find a doctor Contact Us Find a plan Get care Stay ... Yes. Once you are a member, it’s easy to change your PCP. Simply login to ibx.com to make the change, or call 1-844-BLUE-4ME (or 1-844-258-3463, TTY: 711).Learn how to compare, get a free quote, and enroll in a health insurance plan from Independence Blue Cross, a provider of health insurance for the Philadelphia area. Find out if you are eligible for a tax credit and get tips on how to enroll in 2024.Jan 26, 2023 ... ... insurance information and member access: https://www.ibx.com/medicare For our blog with health and wellness resources and insurance tips ...<strong>We're sorry but login doesn't work properly without JavaScript enabled. Please enable it to continue.</strong>Deductible. The deductible is the amount you pay each year before your health plan starts paying for covered services. For example, if your plan has a $1,000 deductible, you will pay the first $1,000 of the costs for the care you receive. After that, your insurance pays a portion or all of your costs, depending on the plan.I acknowledge that I am the policyholder or have been expressly authorized by the policyholder to access the policy information through this billing portal and I acknowledge that Independence Blue Cross reserves the right to take appropriate action against me if I misrepresent my identity or fraudulently access policy information on this site.Deductible. The deductible is the amount you pay each year before your health plan starts paying for covered services. For example, if your plan has a $1,000 deductible, you will pay the first $1,000 of the costs for the care you receive. After that, your insurance pays a portion or all of your costs, depending on the plan..