Publix employee credit union - PenFed — short for Pentagon Federal — Credit Union was first established in 1935, and since then it’s become one of the United States’ largest credit unions. PenFed isn’t as restri...

 
Oct 29, 2023 · The estimated total pay for a Bank Teller at Publix Employees Federal Credit Union is $37,107 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $37,107 per year.. Schooldude maintenance direct

Read our Harborstone Credit Union Business Cash Preferred Card review if you’re a depositor and want to earn cash back. Credit Cards | Editorial Review Updated May 11, 2023 REVIEWE...See Publix Employee Federal Credit Union salaries collected directly from employees and jobs on Indeed. Salary information comes from 1 data point collected directly from employees, users, and past and present job advertisements on Indeed in …2 days ago · Publix Employees Federal Credit Union in Jacksonville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Jacksonville manage their money more effectively, plan for the future, and … Fax: (941) 927-5221. Report Phone Problem. Address: Publix Employees Federal Credit Union Sarasota Branch 3564 Clark Road Sarasota, FL 34231. Website: Visit Website. Online Banking: Publix Employees Federal Login. Read our Harborstone Credit Union Business Cash Preferred Card review if you’re a depositor and want to earn cash back. Credit Cards | Editorial Review Updated May 11, 2023 REVIEWE...Mar 15, 2024 · Headquartered in Lakeland, Fla., Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets …Sep 27, 2023 · The estimated total pay for a Loan Officer at Publix Employees Federal Credit Union is $98,317 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $60,540 per year.IT Department. Publix Employees Federal Credit Union employs 149 employees. The Publix Employees Federal Credit Union management team includes Jeremiah Kossen (Chief Executive Officer), Shannon Patten (Chief Marketing Officer), and Stephanie Straker (Chief Financial Officer) . Get Contact Info for All Departments.由于此网站的设置,我们无法提供该页面的具体描述。Feb 13, 2024 · Altamonte Springs Branch 482 East Altamonte Drive, Suite 1010 Altamonte Springs, FL 32701 800-226-6673Publix Employees Federal Credit Union | 2,159 followers on LinkedIn. PEFCU started over 60 years ago to provide financial services with lifetime value to the employees and families of Publix Super Markets, Inc. We believe an organization is only as strong as the people in it. We pride ourselves on our commitment to our values: caring, inclusivity, transparency, … PUBLIX EMPLOYEES F.C.U. - UNITED STATES - Banks List [Main Menu] BIN List. Tools ... PUBLIX EMPLOYEES F.C.U. VISA ↗: CREDIT CLASSIC 413833 ↗ ... Sep 27, 2023 · The estimated total pay for a Loan Officer at Publix Employees Federal Credit Union is $98,317 per year. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated base pay is $60,540 per year. PEFCU Both Navy Federal and USAA serve millions of veterans and military personnel. Here's a breakdown of the key differences for your needs. There are special banking opportunities for ... PUBLIX EMPLOYEES F.C.U. - UNITED STATES - Banks List [Main Menu] BIN List. Tools ... PUBLIX EMPLOYEES F.C.U. VISA ↗: CREDIT CLASSIC 413833 ↗ ... Publix, one of the largest employee-owned supermarket chains in the United States, is known for its commitment to employee satisfaction and well-being. With a strong focus on provi...Mar 24, 2023 · all Publix Employee Federal Credit Union reviews worldwide (61 reviews) Reviews from Publix Employee Federal Credit Union employees about working as a Teller at Publix Employee Federal Credit Union. Learn about Publix Employee Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more.Labor history shows that closing stores in the wake of union activity is a classic corporate tactic to quash organizing efforts. Big chains open and close stores all the time as a ...Sep 7, 2023 · 3340 Sugarloaf Parkway Lawrenceville, GA 30044-5499. Publix Employees Federal Credit Union offers a vast network of ATMs for its members to access their accounts and perform financial transactions on-the-go. Our ATMs are conveniently located at credit union branches, shopping centers, and retail locations across the country. 1 day ago · If you are using a screen reader or other auxiliary aid and are having difficulty with this site, please call 1.800.226.6673Read our Harborstone Credit Union Business Cash Preferred Card review if you’re a depositor and want to earn cash back. Credit Cards | Editorial Review Updated May 11, 2023 REVIEWE...Jan 31, 2024 · BSA Specialist. Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families. Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!Access your account history and transactions online with PEFCU, the credit union for Publix employees in Lakeland, FL. Manage your money securely and conveniently.Union Bank credit cards enjoy a unique benefit that very few other banks offer. Check out Union Bank's credit cards and rewards here! We may be compensated when you click on produc...Publix Employees Federal Credit Union Apr 2018 - Feb 2019 11 months. Lakeland, Florida Area Controller Publix Employees Federal Credit Union Aug ...May 22, 2022 · An Unlivable Wage. In a time of high inflation where food, gas, and rent are skyrocketing, Publix isn’t in line with reality as Associates are given pitiful raises. In the Atlanta area alone where consumer prices went up 16% from 2020 to 2022, hard-working Associates are given 6 to 7 percent raises. Forcing Associates to either get a second ...Publix Employees Federal Credit Union | 2,536 followers on LinkedIn. You Belong Here. | PEFCU started over 60 years ago to provide financial services with lifetime value to the employees and ...Aug 1, 2023 · Who are Jewel Ewald's colleagues at Publix Employees Federal Credit Union? Some of Jewel Ewald's colleagues are Kris Johnson, Sandra Christie, Dionna Fischer, Rhonda Letchworth, Kim Rahming-dukes, Jeremiah Kossen, Kelly Marrero, Stephanie Straker. Gain access to all informationMay 3, 2020 · Member Advocate (Former Employee) - Plant City, FL - September 12, 2023. Publix employee federal credit union was the worst employer I have worked for. They micromanaged me to death and there is no room for growth. They play favoritism to who they like and they are extremely racist when it comes to poc employees.The 263179817 ABA Check Routing Number is on the bottom left hand side of any check issued by PUBLIX EMPLOYEES FED CU. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. PEFCU Online Banking lets you access your accounts anytime, anywhere. Try our beta site and enjoy the new features and improved security. Click here to log in and explore. 3 days ago · 219 North University Drive Pembroke Pines, FL 33024. Open Today: 8:30 am - 5:00 pm. Branch Details. The interactive map showcases all Publix branches located in and around the Pembroke Pines, making it easy for residents to find the nearest one and take advantage of their services. The map above displays the locations of Publix Employees ...In today’s competitive job market, it is crucial for companies to not only attract top talent but also retain their employees. One effective way to achieve this is by offering a co...Publix Employees Federal Credit Union Available services. Checking Account Online Banking Mobile App Mobile Check Deposit Debit Cards Auto Loans Mortgage Loans. Share. Join now. Contact. Head Office. 3005 New Tampa Hwy, Lakeland, FL 33815. Get directions. Head Office mail. P.O. Box 1000, Lakeland, FL 33802-1000.Jan 31, 2024 · BSA Specialist. Publix Employees Federal Credit Union (PEFCU) was established over 60 years ago to provide financial services with lifetime value to Publix Super Markets, Inc. employees and their families. Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage! Enroll in online banking with PEFCU, the credit union for Publix employees in Lakeland, Fl. Access your accounts anytime, anywhere. Publix Employees Federal Credit Union, at 101 Scholars Way, Jacksonville Florida, is more than just a financial institution; Publix is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1978, Publix has grown alongside the members, offering a range of services designed to meet every ...Are you in the market for a new car? If so, it’s important to understand your auto loan and financing options. One institution that offers excellent options for residents of Colora...Mar 9, 2024 · Publix Federal Credit Union 2023-present (1 year) Headquartered in Lakeland, Fla., Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members.May 27, 2009 · Find out where the Publix Employees Federal Credit Union branch is located on the map: Average Rating. 3.9. Reviews: 5. 5 100 %; 4 50 %; 3 0 %; 2 0 %; 1 100 %; Author: Publix Employees Federal Credit Union. Reviews. Donnie Redfern. February 21, 2018 13:04. Absolutely the worst place to have an auto loan! They will screw your credit up!1 day ago · If you are using a screen reader or other auxiliary aid and are having difficulty with this site, please call 1.800.226.6673Corporate credit cards can help businesses keep track of their expenses and allow trusted employees to make purchases in the name of the company. Moreover, they often provide a ran...Publix Employees - Publix Employees Federal Credit Union 3005 New Tampa Hwy Lakeland, FL, 33815-3468 Phone Number: 863-683-6404 Full Branch Info | Routing Number | Swift Code. Publix Employees - PEFCU/Pembroke Pines Branch 219 N University Dr Pembroke Pines, FL, 33024-6715Read our Harborstone Credit Union Business Cash Preferred Card review if you’re a depositor and want to earn cash back. Credit Cards | Editorial Review Updated May 11, 2023 REVIEWE... Monday - Friday 8am - 5pm Street Address: 624 Franklin St. Waterloo, IA 50703 (319) 291-4375 Mailing Address: PO Box 120 Waterloo, IA 50704 Get cash when and where you need it. Presto! is owned and operated by Publix, so you’ll find a surcharge-free Presto! ATM available 24 hours a day, 7 days a week, at over 1,350 Publix stores in Florida, Georgia, Alabama, Tennessee, North Carolina, South Carolina, Virginia, and Kentucky. Publix Employees Federal Credit Union (PEFCU), headquartered in Lakeland, Fla., is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide. Publix Federal Credit Union. Headquartered in Lakeland, Fla., Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five ...2 days ago · Publix Employees Federal Credit Union in Jacksonville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Jacksonville manage their money more effectively, plan for the future, and …Publix Employees Federal Credit Union Lakeland, FL. Ashley Rice, NCCO, NCRM, NCBSO Manager of Loan Operations Lakeland, FL. Lauren Carter Lakeland, FL. Sasha Whittington ...Mar 15, 2024 · Headquartered in Lakeland, Fla., Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets …Home Loans We offer a range of mortgage programs that will meet your goals and your budget.由于此网站的设置,我们无法提供该页面的具体描述。1. 263179817. 3005 NEW TAMPA HIGHWAY. LAKELAND. FLORIDA. On this page We've listed above the details for ABA routing number PUBLIX EMPLOYEES FED CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Credit Union: Publix Employees: Branch: Publix Employees Federal Credit Union Branch (Corporate Office): Address: 3005 New Tampa Hwy , Lakeland, FL 33815-3468: County: Polk: Branch Type Fax: (941) 927-5221. Report Phone Problem. Address: Publix Employees Federal Credit Union Sarasota Branch 3564 Clark Road Sarasota, FL 34231. Website: Visit Website. Online Banking: Publix Employees Federal Login. Jul 25, 2007 · Florida police this week charged seven people, including four employees of the Publix Super Markets chain, with allegedly stealing $140,000 from the retailer’s employee credit union.3564 Clark Road Sarasota, FL 34231. Open Today: 8:30 am - 5:00 pm. Branch Details. The interactive map showcases all Publix branches located in and around the Sarasota, making it easy for residents to find the nearest one and take advantage of their services. The map above displays the locations of Publix Employees Federal locations in Sarasota ...Jan 9, 2024 · Publix Employees Federal Credit Union has an overall rating of 4.1 out of 5, based on over 45 reviews left anonymously by employees. 78% of employees would recommend working at Publix Employees Federal … Publix Employees Federal Credit Union headquarters is in Lakeland, Florida has been serving members since 1978, with 7 branches and 5 ATMs. The Main Office is located at 3005 New Tampa Highway, Lakeland, Florida 33815. Contact Publix at (863) 683-6404. Access Publix Employees Federal Login, hours, phone, financials, and additional member resources. Description. Publix Employees Federal Credit Union (PEFCU) is a not-for-profit, full service financial cooperative. Our member-owners reap the benefits in lower rates when borrowing and higher rates when saving. Your members find professional and confidential handling of all their financial business. And, the benefits last a lifetime, because ...Publix Employees Federal Credit Union. PO Box 1000 Lakeland, FL 33802-1000. Publix Employees Federal Credit Union. 482 E Altamonte Dr Suite 1010 Altamonte Springs, FL 32701-4604.Publix Employees Federal Credit Union offers conventional and jumbo fixed-rate home loans to our members for the purchase or refinance of their primary residence with a … 2. Mortage loan approval subject to creditworthiness. Minimum loan amount is $50,000; maximum loan amount is $350,000 on the FTHB first mortgage. Maximum Purchase Price $361,999. Borrower is responsible for out-of-pocket expenses, such as closing costs, home inspection and appraisal fees, etc. 3. 2. Mortage loan approval subject to creditworthiness. Minimum loan amount is $50,000; maximum loan amount is $350,000 on the FTHB first mortgage. Maximum Purchase Price $361,999. Borrower is responsible for out-of-pocket expenses, such as closing costs, home inspection and appraisal fees, etc. 3. On 03/08/2021 Publix Employees Federal Credit Union filed a Contract - Other Contract lawsuit against Huber, George Barron, III.This case was filed in Florida Hillsborough Court System, Edgecomb Courthouse located in Hillsborough, Florida. The Judges overseeing this case are Hinson, Carl. C. and Hinson, C..Sep 7, 2023 · 3340 Sugarloaf Parkway Lawrenceville, GA 30044-5499. Publix Employees Federal Credit Union offers a vast network of ATMs for its members to access their accounts and perform financial transactions on-the-go. Our ATMs are conveniently located at credit union branches, shopping centers, and retail locations across the country. May 22, 2022 · An Unlivable Wage. In a time of high inflation where food, gas, and rent are skyrocketing, Publix isn’t in line with reality as Associates are given pitiful raises. In the Atlanta area alone where consumer prices went up 16% from 2020 to 2022, hard-working Associates are given 6 to 7 percent raises. Forcing Associates to either get a second ...Mar 29, 2021 · How do Publix Employees Federal Credit Union auto refinance loans work? Your interest rate will start from 2.25% when you refinance, but Publix doesn’t say how long you’ll be able to borrow. Generally, your interest rate will increase the older your car is and the longer your lending terms are. We’d recommend you get in touch with Publix ...Publix Employees Federal Credit Union, at 219 North University Drive, Pembroke Pines Florida, is more than just a financial institution; Publix is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1978, Publix has grown alongside the members, offering a range of services designed to ...If you’re shopping for a place to keep your money, you have several options. National banks offer the convenience of a large number of ATMs and branches. Local banks give you perso...1. 263179817. 3005 NEW TAMPA HIGHWAY. LAKELAND. FLORIDA. On this page We've listed above the details for ABA routing number PUBLIX EMPLOYEES FED CU used to facilitate ACH funds transfers and Fedwire funds transfers. Online banking portal: You'll be able to get your bank's routing number by logging into online banking.Earn higher than average dividends on our Deposit Accounts. Savings accounts are insured for up to $250,000 for single accounts and $500,000 for joint accounts by the National …Mar 18, 2024 · If you are using a screen reader or other auxiliary aid and are having difficulty with this site, please call 1.800.226.6673 · We are so happy to hear you love working for Publix Employees Federal Credit Union (PEFCU) and see our values (caring, inclusive, transparent, accountable, innovative) reflected in all we do! We are passionate about diversity, equity and inclusion, and we firmly believe we can move our organization and the communities we serve … PUBLIX EMPLOYEES F.C.U. - UNITED STATES - Banks List [Main Menu] BIN List. Tools ... PUBLIX EMPLOYEES F.C.U. VISA ↗: CREDIT CLASSIC 413833 ↗ ... The address to send a payment to Ford Motor Credit is available on the payment invoice. Contact Ford Motor Credit for more information if unable to locate the address. Customers ma...Make a payment on a Credit One Bank credit card by scheduling a payment online, mailing in the payment coupon that accompanied the bill or using MoneyGram or Western Union. To avoi...Oct 25, 2023 · Publix Employees Federal Credit Union. 482 E Altamonte Dr Suite 1010 Altamonte Springs, FL 32701-4604. Publix Employees Federal Credit Union. 3340 Sugarloaf Pkwy Lawrenceville, GA 30044-5499. PEFCU Isle-of-Service ATM: Make unlimited deposits. For check deposits, only the first $600 will be made available immediately. Local PEFCU Branch: Click here to check your nearest branch’s location and business hours. Bank-By-Mail: Call us at 1-800-226-6673 to request pre-paid postage envelopes for your mail-in deposits. PEFCU Isle-of-Service ATM: Make unlimited deposits. For check deposits, only the first $600 will be made available immediately. Local PEFCU Branch: Click here to check your nearest branch’s location and business hours. Bank-By-Mail: Call us at 1-800-226-6673 to request pre-paid postage envelopes for your mail-in deposits. Loan balance at the time of your claim: $21,000. Insurance company's estimate vehicle's value: $16,000. Money owed after insurance payout: $5,000. Total GAP Benefit: $5,000. The primary mission of Publix Employees Federal Credit Union is delivering the best value for lifelong relationships one member at a time. Earn more from every dollar with PEFCU’s High-Yield Money Market account—an account that pays you back. Different tiers to fit your earning goals - the more you save, the more you’ll earn! The minimum to open a high-yield money market is $25,000, and the rate of return is based on the daily balance in your account. Rates are subject to ... On 03/08/2021 Publix Employees Federal Credit Union filed a Contract - Other Contract lawsuit against Huber, George Barron, III.This case was filed in Florida Hillsborough Court System, Edgecomb Courthouse located in Hillsborough, Florida. The Judges overseeing this case are Hinson, Carl. C. and Hinson, C..1 day ago · Sarasota, FL. 3564 Clark Road | 800-226-6673. Find a Location/View Hours. The primary mission of Publix Employees Federal Credit Union is delivering the best value for lifelong relationships one member at a time.Specialties: Publix Employees Federal Credit Union (PEFCU), headquartered in Lakeland, Fla., is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide. PEFCU …Apr 28, 2022 · When asked in an Indeed survey about the difficulty of their interview at Publix Employee Federal Credit Union, most respondents said it was medium. Indeed’s survey asked over 11 respondents whether they felt that their interview at Publix Employee Federal Credit Union was a fair assessment of their skills. 91% said yes.PEFCU Online Banking lets you access your accounts anytime, anywhere. Try our beta site and enjoy the new features and improved security. Click here to log in and explore.Find out what works well at Publix Employee Federal Credit Union from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team’s work-life balance. Uncover why Publix Employee Federal Credit Union is the best company for you.

LAKELAND, FL (February 14, 2023) — Publix Employees Federal Credit Union (PEFCU, $1.4B, Lakeland, FL) has selected Stephanie Straker to serve as chief financial officer (CFO).. Graham housing authority

publix employee credit union

Only a certified check or money order is accepted for a Publix vehicle purchase. Note: If you need financing to purchase a Publix vehicle, you can apply for a loan through the Publix Employees Federal Credit Union (PEFCU). For more information, visit the PEFCU website or call 1‑800‑226‑6673. Print and sign the forms you received ( Bill of ... Lakeland Branch 3005 New Tampa Highway Lakeland, FL 33815 800-226-6673 As the 19 th largest credit union in Florida Publix Employees Federal Credit Union stewards over $1.38 Billion in assets and proudly serves over 112,000 loyal members. With over 300 dedicated individuals as of March … PEFCU Mar 11, 2024 · About this app. arrow_forward. PEFCU Mobile Banking allows you to manage your accounts, view copies of cleared checks, transfer money to friends and family, deposit checks, move money between other accounts you own, apply for a loan, mortgage or a new savings account. Monday - Friday 8am - 5pm Street Address: 624 Franklin St. Waterloo, IA 50703 (319) 291-4375 Mailing Address: PO Box 120 Waterloo, IA 50704 Specialties: Publix Employees Federal Credit Union (PEFCU), headquartered in Lakeland, Fla., is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide. PEFCU … Toll-Free: (800) 767-4618. Fax: (904) 721-8530. Report Phone Problem. Address: Publix Employees Federal Credit Union Jacksonville Branch 101 Scholars Way Jacksonville, FL 32216. Website: Visit Website. Monday - Friday 8am - 5pm Street Address: 624 Franklin St. Waterloo, IA 50703 (319) 291-4375 Mailing Address: PO Box 120 Waterloo, IA 50704 Publix Employees FCU Branch Location at 3564 Clark Rd, Sarasota, FL 34231 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. PEFCU offers competitive loan rates for various purposes, such as auto, home, personal, and credit cards. To view the current rates and apply online, click here to log in to our PEFCUOnline beta site, where you can access your account and manage your finances anytime, anywhere.Publix Employees Federal Credit Union (PEFCU), headquartered in Lakeland, Fla., is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide. ...Publix Employees Federal Credit Union Q3 2023 Financial Summary Now Available. Find Publix Employees Federal Credit Union Credit Union Near Me from 7 … Publix Employees FCU Branch Location at 3564 Clark Rd, Sarasota, FL 34231 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. On 03/08/2021 Publix Employees Federal Credit Union filed a Contract - Other Contract lawsuit against Huber, George Barron, III.This case was filed in Florida Hillsborough Court System, Edgecomb Courthouse located in Hillsborough, Florida. The Judges overseeing this case are Hinson, Carl. C. and Hinson, C..Specialties: Publix Employees Federal Credit Union (PEFCU), headquartered in Lakeland, Fla., is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide. PEFCU …Welcome to TrueCar Employee Auto Buying. With TrueCar, you can get upfront price offers on local inventory and see dealer fees and accessories before visiting the dealership. ... For questions about the Publix Auto Buying Program please call 1-866-619-1191. TrueCar, Inc. ("TrueCar") operates this information publishing website ("Service") that ...You can pay your Credit One Bank bill by phone, online with a checking account or debit card, or with a check by mail. Credit One Bank also accepts payments by MoneyGram or Western....

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