Frankenmuth cu - Points are automatically awarded the 1st of every month and those points are figured from the prior months activity and balances. These accumulated points can be cashed in for fee waivers, merchandise and FCU services. Last year alone, Frankenmuth Credit Union paid out over $1,016,163 in VIP loan interest rebates, VIP certificate dividend ...

 
Type in the contact’s email, provide a security question and hit send. They will receive an email with instructions. We make it easier than ever to pay anyone, anytime, anywhere with the new Frankenmuth CU Peer-to …. Ntp ntp ntp

All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you. Repair Credit.We can help! We just lowered our rates on our private education line of credit! Rates are now as low as 4.99% APR* Let Frankenmuth Credit Union help you fill the funding gaps that remain after you’ve exhausted scholarships, grants, and federal loans. Even if you’re unsure of the exact amount you need, you can apply for your line of credit ... Frankenmuth Credit Union, at 5540 Dixie Highway, Saginaw Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. In addition to our Quote & Apply life insurance rating tool, we offer several products that require more specialized servicing by our experienced professionals. For inquiries regarding these products, please contact us by calling us today 800-448-5355.5 days ago · Frankenmuth Credit Union reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking ... Auto-sales businesses must excel at negotiating with customers, who have more knowledge than ever. Before the advent of the Internet, relatively few customers could analyze nationa... Type in the contact’s email, provide a security question and hit send. They will receive an email with instructions. We make it easier than ever to pay anyone, anytime, anywhere with the new Frankenmuth CU Peer-to-Peer (P2P) app. Forget the hassle of carrying cash. Use the FCU P2P app to easily and securely transfer money from your FCU ... affordable insurance solutions. My Member Insurance Agency (MMIA), an affiliate of Frankenmuth Credit Union, is committed to providing competitive insurance products and exceptional customer service to FCU members. MMIA is excited to help members protect what matters most with affordable insurance solutions for your Auto, Home, Business, …Frankenmuth Credit Union. Frankenmuth Credit Union (Sebewaing Branch) is located at 41 E Main Street, Sebewaing, MI 48759. Contact Frankenmuth at (989) 497-1600. Access reviews, hours, contact details, financials, and additional member resources. Locations (36)Open a 19-Month Bump CD and start earning 5.00% APY*. 19-Month Bump CD Special is for New-to-FCU money only. Requires minimum of $500 to open to earn the 4.50% APY* base rate. $250,000 minimum deposit is required to earn the 5.00% APY* premium rate. Earn the most interest on a shorter term Certificate of Deposit (CD) at …The Be Happy loan can be used for any reason you can think of! Take a vacation, plan your wedding or buy a new TV! With no payment for 90 days*** and rates based on the length of the loan and not credit score, everyone can get an amazing rate! Whatever your reason is, Frankenmuth Credit Union is here to help. Be Happy and Apply today! Get It ...Our new mobile app provides members convenient access to Frankenmuth Credit Union's mobile website, mobile check deposit, mobile banking, branch & contact information, and help. Updated on Mar...Access your accounts, pay bills, transfer money, deposit checks and more with the Frankenmuth Credit Union mobile app and online banking. Learn about the app features, videos, FAQs and other services like P2P, …Frankenmuth Credit Union cards include both the EMV chip and the conventional magnetic stripe, enabling your cards to work at all merchants that accept cards. It’s as easy as 1, 2, 3 to use your card at an EMV-equipped merchant, simply: Insert the chip end of your card in the EMV terminal. Keep the card in the terminal, follow the prompts …About this app. Frankenmuth Credit Union makes it simple to securely pay friends and family from your FCU account to their credit union or bank account. All you need is the email address or mobile phone number of the person you are wanting to pay to get started. Whether you’re paying for meals, shopping, or splitting expenses, Frankenmuth ...Pay and Transfer allowances and lunch money. Help your Teen set up monthly budgets and goals. Set limits for how much your Teen can spend. Create your own custom debit card with emojis. Pay anyone from your smartphone with P2P app. Use +30K surcharge-free ATMS nationwide. Build good money habits with MoneyMap.As a Frankenmuth Credit Union member, we are pleased to provide you with a comprehensive review of your current financial situation with no cost or obligation. Contact us at your convenience to schedule an appointment. Frankenmuth Credit Union offers IRA's, Mututal Funds, 401K Reviews and other investment services that will help you …The Be Happy loan can be used for any reason you can think of! Take a vacation, plan your wedding or buy a new TV! With no payment for 90 days*** and rates based on the length of the loan and not credit score, everyone can get an amazing rate! Whatever your reason is, Frankenmuth Credit Union is here to help. Be Happy and Apply today! Get It ...Fax: (989) 375-5047. Report Phone Problem. Address: Frankenmuth Credit Union Elkton Branch 47 N Main Street Elkton, MI 48731. Website: Visit Website. Online Banking: Frankenmuth Credit Union Login.Nothing compares to the freedom felt when on a motorcycle. And with no payments for 90 days!**, there hasn’t been a better time to buy or refinance your bike! Apply today! Nothing feels better than jumping onto your bike and hitting the open road! Frankenmuth Credit Union can help you get there. You can apply for a loan online or in a branch.Able to meet Frankenmuth Credit Union’s standard underwriting criteria (a cosigner may be necessary and may also help you qualify for a lower rate) ... The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. *$250 Cash Bonus/Offer. 2 To qualify, the loan application must be ...We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you.An AT&T Wireless customer can transfer his AT&T cellular phone to a Verizon Wireless plan, and at the same time, keep his current cellular number. If the cellular number is eligibl...About Frankenmuth Credit Union. Frankenmuth Credit Union was chartered on Jan. 1, 1964. Headquartered in Frankenmuth, MI, it has assets in the amount of $345,038,238. …Read about the five most common reasons for customer churn -- and how to address them quickly to improve customer retention. Trusted by business builders worldwide, the HubSpot Blo...We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near ... Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law ...An AT&T Wireless customer can transfer his AT&T cellular phone to a Verizon Wireless plan, and at the same time, keep his current cellular number. If the cellular number is eligibl...Toll-Free: (800) 221-8880. Fax: (989) 439-1707. Report Phone Problem. Address: Frankenmuth Credit Union Bay City Branch 800 N Euclid Avenue Bay City, MI 48706. Website: Visit Website.Frankenmuth Credit Union can help you get that new RV, camper, fifth wheel or motor home today. Apply now! Get It. Add to Wishlist. Frankenmuth Credit Union makes our fun loans easier on your pocket book. No Money Down We'll loan up to 100% of NADA Retail. Flexibility - We have many payment options to fit your budgeting needs.Finish An Application. Log in to the application portal to finish an application you’ve already started, upload supporting documents, and complete the lending process.Toll-Free: (800) 221-8880. Fax: (989) 439-1707. Report Phone Problem. Address: Frankenmuth Credit Union Bay City Branch 800 N Euclid Avenue Bay City, MI 48706. Website: Visit Website.Oct 27, 2022 ... Load your. Frankenmuth Credit Union cards into your mobile wallet and make checking out a breeze! #mobilewalletToll-Free: (800) 221-8880. Fax: (989) 725-5421. Report Phone Problem. Address: Frankenmuth Credit Union Owosso Branch 2267 E Main Street Owosso, MI 48867. Website: Visit Website. 3691 M-55West Branch, MI48661(989) 497-1600Open Today: 10:00 am - 6:00 pm. Branch Details. Frankenmuth Credit Union Branch Locations - hours, phone, maps and more. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you. Repair Credit.Frankenmuth Credit Union, at 6141 Cass City Road, Cass City Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need.Keep up on what’s happening! Subscribe to our email list and discover what’s new in Frankenmuth as well as receive updates on upcoming festivals and events, deals, and more! There are plenty of fun things to do in Frankenmuth for the whole family. From festivals and great food to shopping and relaxing. Enjoy Frankenmuth. Frankenmuth Credit Union, at 5540 Dixie Highway, Saginaw Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. Buell Street Fighter is a custom chopper with a Harley-Davidson engine in a sporty chassis. See more photos and specifications for this racy chopper. Advertisement Having seen his ... Minimum Opening Deposit. This checking account does not require a minimum opening deposit. However, a regular savings account must first be opened as a condition of membership. This requires a $5 minimum balance to be on file and there is a one time fee of$10.00 to open a regular savings. Minimum Balance Requirements. The top three quietest microwave ovens as of 2015 are the Panasonic Compact Size 0.8 Cu. Ft. Microwave oven, the West Bend 0.9 Cu. Ft. Counter-top Microwave Oven and the LG 1.5 Cu.... Frankenmuth Credit Union headquarters is in Frankenmuth, Michigan has been serving members since 1964, with 36 branches and 18 ATMs. The Main Office is located at 580 N Main Street, Frankenmuth, Michigan 48734. Contact Frankenmuth at (989) 497-1600. Access Frankenmuth Credit Union Login, hours, phone, financials, and additional member resources. Kasasa Eats Checking rewards you for using your debit card to buy groceries and order food delivery services. Every month you qualify, Frankenmuth CU will automatically deposit $10 cash back into your account when you spend a minimum of $200 at select grocery/delivery vendors. Earn 5% cash back on debit card purchases with select grocery stores ...Contact Frankenmuth Credit Union Mayville. Phone Number: (800) 221-8880. Fax: (989) 843-1103. Report Phone Problem. Address: Frankenmuth Credit Union Mayville Branch 315 E Main Street Mayville, MI 48744. Website: The Be Happy loan can be used for any reason you can think of! Take a vacation, plan your wedding or buy a new TV! With no payment for 90 days*** and rates based on the length of the loan and not credit score, everyone can get an amazing rate! Whatever your reason is, Frankenmuth Credit Union is here to help. Be Happy and Apply today! Get It ... Please contact Frankenmuth Credit Union at 989-497-1600. By providing your mobile number, Frankenmuth Credit Union may contact you via phone or text using that provided number to communicate pick up of printed card, mobile wallet and/or updates to the Picture This Custom Card Design. Standard text/call message rates may apply.Minimum Opening Deposit. This checking account does not require a minimum opening deposit. However, a regular savings account must first be opened as a condition of membership. This requires a $5 minimum balance to be on file and there is a one time fee of$10.00 to open a regular savings. Minimum Balance Requirements. Frankenmuth Credit Union, at 3691 M-55, West Branch Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. When iron (Fe) and copper sulphate (CuSO4) solution react, they undergo a single displacement reaction, also known as a substitution reaction, to form solid copper (Cu) and aqueous... Frankenmuth Credit Union, at 5540 Dixie Highway, Saginaw Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. Finance a new lawnmower or tractor with a Lawn-Garden Loan from Frankenmuth Credit Union. We finance all popular brands at great low rates. ... Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity ...Vickie Schmitzer has been with Frankenmuth CU for 40 years, serving as CEO since 2000. As a CU*Answers Board Member, and staunch CU*Answers supporter, she was delighted to take up Randy’s challenge to collaborate with other credit unions to meet market needs. In addition to being a founder of Neighborhood Mortgage Solutions, and a CU*Answers ...Indices Commodities Currencies StocksAbout this app. Frankenmuth Credit Union Biz Mobile provides business members convenient access to our website, business mobile banking, branch and contact information.Nov 16, 2018 ... Frankenmuth Credit Union: REFURBISHED – Freightliner M2-106, Cummins Turbo Diesel, Allison Transmission, EPS Generator, Girard Awnings, ...Frankenmuth Credit Union, Attn: Marketing P.O. Box 209, Frankenmuth MI 48734 or dropped off at any Frankenmuth Credit Union office, attention marketing; Funds can not be used for current general operating or maintenance expenses; Funds cannot support one religion over another and cannot support one certain political representative, party or causeRead about the five most common reasons for customer churn -- and how to address them quickly to improve customer retention. Trusted by business builders worldwide, the HubSpot Blo...Frankenmuth Credit Union. Branch Locations. Frankenmuth Main Branch. 580 N. Main St. Frankenmuth MI 48734. Map. Phone. Email. Lobby Hours Drive-Thru Hours Member …My Member Insurance Agency offers insurance for your home, auto, business and farm, as well as life and health insurance options. Call 989-781-2662 or click the 'get it' button to get a quote today, and start "protecting what matters most". Frankenmuth Credit Union members can save money on home and auto insurance with My Member Insurance!Access your accounts, pay bills, transfer money, deposit checks and more with the Frankenmuth Credit Union mobile app and online banking. Learn about the app features, videos, FAQs and other services like P2P, …Pay and Transfer allowances and lunch money. Help your Teen set up monthly budgets and goals. Set limits for how much your Teen can spend. Create your own custom debit card with emojis. Pay anyone from your smartphone with P2P app. Use +30K surcharge-free ATMS nationwide. Build good money habits with MoneyMap.More small businesses are looking to credit unions (CUs) to help them get loans through the Paycheck Protection Program’s (PPP) second round. More small businesses are looking to c...We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near ... Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law ...Keep up on what’s happening! Subscribe to our email list and discover what’s new in Frankenmuth as well as receive updates on upcoming festivals and events, deals, and more! There are plenty of fun things to do in Frankenmuth for the whole family. From festivals and great food to shopping and relaxing. Enjoy Frankenmuth.Looking for the best restaurants in San Clemente, CA? Look no further! Click this now to discover the BEST San Clemente restaurants - AND GET FR There’s never a dull moment in San ...About Frankenmuth CU. Security. Advice. With over 3.2 billion people using the internet every day, the target for hackers and malicious individuals is larger than ever. Given this information, it is more important than ever to remain …In addition to our Quote & Apply life insurance rating tool, we offer several products that require more specialized servicing by our experienced professionals. For inquiries regarding these products, please contact us by calling us today 800-448-5355.Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional. Call 989-497-1600 or find a branch near you. Financial Help.Dec 15, 2020 ... Frankenmuth Credit Union. Dec 18, 2020󰞋󱟠. 󰟝. Whether you need to split a lunch check, pay your friend back, or send ...This dairy-free, citrus-infused frozen sweet treat, kissed with a hint of mint, cleanses your palate without any added sugars. Average Rating: This dairy-free, citrus-infused froze...Routing# 272480131 |P.O. Box 209 Frankenmuth, MI 48734. We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. Frankenmuth Credit Union, at 315 E Main Street, Mayville Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. Credit Union Trust was formed by Frankenmuth Credit Union and other Michigan credit unions to serve the trust and estate planning needs of our members. Credit Union Trust helps safeguard your assets and ensures that your wishes are carried out with compassion and kindness. Call Kathleen McGraw, Trust Officer, at 989-249-9203. Get It.Control your Frankenmuth Credit Union debit and credit cards. Get instant notifications, turn cards on and off and report lost or stolen cards. ... Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit ...My Member Insurance Agency offers insurance for your home, auto, business and farm, as well as life and health insurance options. Call 989-781-2662 or click the 'get it' button to get a quote today, and start "protecting what matters most". Frankenmuth Credit Union members can save money on home and auto insurance with My Member Insurance!Finance a new lawnmower or tractor with a Lawn-Garden Loan from Frankenmuth Credit Union. We finance all popular brands at great low rates. ... Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity ...3 days ago · Frankenmuth Credit Union reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use. Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their accounts converted to a different checking ... Nov 16, 2018 ... Frankenmuth Credit Union: REFURBISHED – Freightliner M2-106, Cummins Turbo Diesel, Allison Transmission, EPS Generator, Girard Awnings, ...checklist. Home Mortgage Checklist. FCU has an online mortgage application. This means you can apply when you want to from the comfort of your home, and not just when the Credit Union is open, with instant underwriting feedback 24 hours a day 7 days a week. To expedite the procession of your loan application, please have the following items ready.Routing# 272480131 |P.O. Box 209 Frankenmuth, MI 48734. We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.Frankenmuth Credit Union, at 8400 Gratiot Road, Saginaw Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. ...Nothing compares to the freedom felt when on a motorcycle. And with no payments for 90 days!**, there hasn’t been a better time to buy or refinance your bike! Apply today! Nothing feels better than jumping onto your bike and hitting the open road! Frankenmuth Credit Union can help you get there. You can apply for a loan online or in a branch. Please contact Frankenmuth Credit Union at 989-497-1600. By providing your mobile number, Frankenmuth Credit Union may contact you via phone or text using that provided number to communicate pick up of printed card, mobile wallet and/or updates to the Picture This Custom Card Design. Standard text/call message rates may apply. Shop Frankenmuth Credit Union for the best mortgage and loan rates, free checking, reward checking, credit card balance transfer offers, high-yield CDs and savings. Call 989-497-1600 today! ... Pay anyone, anytime, anywhere with …As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin ...Frankenmuth Credit Union is headquartered in Frankenmuth and is the 19 th largest credit union in the state of Michigan. It is also the 349 th largest credit union in the nation. It was established in 1964 and as of December of 2023, it had grown to 371 employees and 69,649 members at 30 locations.Frankenmuth Credit Union's money …Frankenmuth CU built the Envy program for you and your business. Whether you are a plant-touching business in the seed to sale process, you provide services to plant-touching businesses or you are simply an ancillary service provider to the cannabis industry – we have an account for you – that is the envy of all.Funds distributed: 30% for youth-related purposes, 40% to community-related purposes and 30% to other. Frankenmuth Credit Union Foundation for Our Communities was formed, to provide grants to promote the betterment of local communities. Over $1.9 million funds have been donated since 2014. Frankenmuth Credit Union’s Community Room, located in the Garden Level at the Main Branch in Frankenmuth can seat up to 170 people seated. A 50% deposit is required at the time of booking. There is an additional $125 security deposit for all rentals.

Frankenmuth Credit Union, at 3691 M-55, West Branch Michigan, is more than just a financial institution; Frankenmuth is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1964, Frankenmuth has grown alongside the members, offering a range of services designed to meet every need. . Watch the lovely bones film

frankenmuth cu

Wealth Builder. This account does exactly what it’s called. It helps you build your savings with no strings attached. No monthly fees, no deposit or withdrawal restrictions. If you are ready for a savings account that earns a great rate of return and has literally no string attached then you are ready for a Wealth Builder savings from FCU.We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you.Variable Rate Solution. The Annual Percentage Rate (APR) for our undergraduate private education line of credit is variable 1 and is based on the Prime index 2 plus a margin. The current offered rate 3 will be between 7.24% and 13.25% APR.As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin ...A professional astrologer identified the best soups based on the signs of the zodiac — to help ply your body with protein, fiber, antioxidants, and other nutrients. Who doesn’t lov...5 days ago · Frankenmuth Credit Union is now offering an AMAZING auto loan special for our members. Frankenmuth Credit Union members can defer their first payment for 90 days**! Now is a great time to refinance your auto loan from another financial institution or buy something new! Apply today! Must be member of Frankenmuth Credit Union for 90 days to take ... checklist. Home Mortgage Checklist. FCU has an online mortgage application. This means you can apply when you want to from the comfort of your home, and not just when the Credit Union is open, with instant underwriting feedback 24 hours a day 7 days a week. To expedite the procession of your loan application, please have the following items ready. Frankenmuth Credit Union, Frankenmuth, Michigan. 6,635 likes · 312 talking about this · 483 were here. Winner of the Outstanding Credit Union of the Year award! Pay and Transfer allowances and lunch money. Help your Teen set up monthly budgets and goals. Set limits for how much your Teen can spend. Create your own custom debit card with emojis. Pay anyone from your smartphone with P2P app. Use +30K surcharge-free ATMS nationwide. Build good money habits with MoneyMap.Frankenmuth Credit Union received a $1000 grant from Michigan Credit Union Foundation, Frankenmuth CU was able to collaborate with the Downtown Saginaw Farmers’ Market (DSFM) and Michigan State ...As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin ...Frankenmuth Credit Union is a local Michigan credit union that offers checking, savings, loans, credit cards and insurance. Find out about their Kasasa cash back checking, …It wasn’t that long ago that you had to wash clothes by hand and hang-dry them outdoors. Modern technology has made washing and drying clothes easier. The LG 2.3 cu. ft. You can bu....

Popular Topics