If you’re ready to apply, have questions, or you’re just gathering info, we’re here to help. Call 1-800-395-0812. Mention code *New accounts only, subject to credit approval and applicable law. The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued.Debit card; Combined Travel Discount; Popular routes. Amsterdam - Schiphol Airport; Schiphol Airport - Amsterdam; Schiphol Airport - Rotterdam; All popular routes; Special routes. Intercity direct; Night trains; R-net; Taking …Get the Revenued Flex Line today and boost your business spending power. No fees to apply. Fast decisioning. Your wallet's new favorite card. | Nav ... not your credit score with no hard credit pull to apply; For Revenued Business Card transactions, receive $500 back after $5,000 spending in the first 3 months, 3% cash back on every purchaseDownload the Flex Card App on your mobile device today to scan items prior to check-out to determine if they will be covered or not. You can also use the app to see …Beneficiaries can use the card to buy eligible food items at participating grocery stores. This includes fresh fruits and vegetables, dairy products, proteins, bread, cereals, and more. However, the card does not cover vitamins, supplements, or non-food items. Also, items like baby foods, alcohol, desserts, and soda are excluded. The Flex Card has eligibility criteria that needs to be met. For example, to apply for a Flex card you must be over 18 years of age and live in Australia. If you don’t meet the relevant eligibility criteria, your application won’t be approved. ///ONLINE APPLICATION 👇https://applications.rcbcbankard.com////Lazy viewer might click HERE (lmao) 🙄0:54 - Requirements / Eligibility2:22 - Online Applicat...The most common flex card benefit is for over-the-counter needs. For over-the-counter flex cards, Medicare recipients can purchase things like over-the-counter medications, bandaids, and first-aid supplies. Flex cards may also cover expenses for groceries, meal delivery, and utilities. These benefits are more common for Special …5 days ago · Here are four things you should know before you apply. 1. How to activate bonus categories every quarter. Chase Freedom Flex℠ features a set earning rate in most spending categories. But there ... Under Your Insurance on the homepage, click UPMC for Life Flex Spend Card. Then click UPMC for Life Flex Spend Card Portal. Once on the portal, click Reimburse Myself. By fax: Fax a completed reimbursement form and proper documentation to 1-844-361-4700. By mail: Mail a completed reimbursement form and proper documentation to UPMC Health …The main benefit of a flex card is the additional funds to pay for the expenses of medical supplies. Therefore, if the Flex card has a $500 allowance and the Medicare plan offers, let’s say, $1000 in dental benefits, your total benefit for the year would be $1500. It is usually an annual benefit that can be used for dental, eye, or hearing care. With Amazon Flex, you work only when you want to. You can plan your week by reserving blocks in advance or picking them each day based on your availability. Choose the blocks that fit your schedule, then get back to living your life. Being Sponsored for a Green Card. Most people who apply for a Green Card will need to complete at least two forms—an immigrant petition and a Green Card application (Form I-485). Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in ...If you’re ready to apply, have questions, or you’re just gathering info, we’re here to help. Call 1-800-395-0812. Mention code *New accounts only, subject to credit approval and applicable law. The $0.03 per gallon promotional rebate is based on your billing cycle and ends 180 days after the WEX Flex Card account is issued.Flex Loan is available to eligible customers in amounts of either $250 or $500 for a flat fee of $12 or $20, respectively. Eligible customers will see the offer in their mobile app. Once a customer accepts the loan and sets up their repayment plan (payable in four equal monthly installments), the funds are deposited into their Wells Fargo ...Credit Cards home. Chase Freedom Flex ® Credit Card. Sign in to apply faster Apply as a guest. * Offer Details. † Pricing & Terms. NEW CARDMEMBER OFFER. Earn a $200 …The Chase Freedom Flex Credit Card is an excellent option for those seeking high cash back rates and a diverse rewards program. It provides an impressive introductory 0% …1. Check your account balance. You can view your transaction history, current balance, claim status and more by logging in to myflexaccount.com or via our convenient mobile … Make quicker progress toward your goals by driving and earning with Amazon Flex. A Citi Flex Loan leverages the existing credit line on your Citi credit card, so there's no application, credit inquiry or origination fee. Choose Payment Timeline. Select a loan amount and payment terms both based on your eligibility ... you can view the details of your Flex Loan on your next statement summary under Citi Flex Plan. Estimate ...The Welcome Gift promo is open to all new-to-RCBC Credit Card applicants who applied and subsequently got approved for an RCBC Flex Visa, Flex Gold Visa, YGC Rewards Plus RCBC Classic & Gold Visa, and airasia Credit Card from November 10 to December 31, 2022. Click the links below to apply. CARD TYPE. APPLICATION LINK.The most common flex card benefit is for over-the-counter needs. For over-the-counter flex cards, Medicare recipients can purchase things like over-the-counter medications, bandaids, and first-aid supplies. Flex cards may also cover expenses for groceries, meal delivery, and utilities. These benefits are more common for Special …Sep 27, 2023 · September 27, 2023, 9:47 AM PDT. A Medicare flex card is a debit card, which provides additional benefits for certain health-related services. Getty Images. You may have seen ads by some insurers ... RCBC Flex Gold Visa Card Application. I just want to share my experience applying for RCBC's Flex Gold Visa Card. As context, RCBC has an ongoing promo for NAFFL for this specific card. RCBC Promo Link. I am an existing cardholder in Metrobank so this might have helped with my application process. July 3 - Applied through the RCBC website.RCBC Flex Gold Visa Card Application. I just want to share my experience applying for RCBC's Flex Gold Visa Card. As context, RCBC has an ongoing promo for NAFFL for this specific card. RCBC Promo Link. I am an existing cardholder in Metrobank so this might have helped with my application process. July 3 - Applied through the RCBC website.Updated on October 26, 2023. Written By: Kayla Hopkins. Reviewed By: Ashlee Zareczny. Summary: Medicare Flex Cards are offered by a select few Medicare Advantage plans …Apply for your YU-card. Submit a YU-card Application. Step 2. Get your photo approved. Once submitted, wait for email approvals. Step 3. ... Mobile cards streamline the user experience and provide new capabilities, such as directly loading Flex funds through the app and more. Time Saving . The YU-card process can be done entirely online.Providers may service UnitedHealthcare ® Medicare Advantage plan members with access to a Flex benefit beginning Jan. 1, 2023. This benefit is a prepaid Visa ® debit card that may be used to enhance or extend …Screenshots. Save time & money w/ Memorial Hermann Health Plan Flexible Spending Card. Save time and hassles while making the most of your Flex Card by quickly checking your balances and details. Our secure app makes managing your benefits easy through real-time access and intuitive navigation to all your important account information on the go!The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for eligible essential living expenses like groceries, over-the-counter (OTC) products and more at participating retailers. Healthy Options allowance amounts vary by plan and location. The allowance is stored on a member’s Humana Spending …Blue Advantage members will get a personal prepaid Flex Card to help cover certain healthcare expenses such as: Prescription hearing aids. Eyewear. Over-the-counter health-related products. …Sep 27, 2023 · September 27, 2023, 9:47 AM PDT. A Medicare flex card is a debit card, which provides additional benefits for certain health-related services. Getty Images. You may have seen ads by some insurers ... 1. Choose a Card. Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you …In addition to being a senior citizen, applicants must meet certain requirements to qualify for a Flex Card. The applicant must be a U.S. citizen or permanent resident with an annual household income of less than $20,000 annually. The applicant must also live in the United States and have no delinquent debts with the government.Open the Amazon Flex Debit Card app. Tap on “Deposit”. Tap on “Deposit a Check” and select the account you want to deposit to. Endorse your check by signing your name and writing “For Mobile Deposit Only” on the back. Take a photo of the front and back of your check; the application will guide you through the process. Facts about Flexible Spending Accounts (FSA) They are limited to $3,200 per year per employer. If you’re married, your spouse can put up to $3,200 in an FSA with their employer too. You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you’re married, and your dependents. Now is the time to make sure you have submitted all your 2023 Federal Flexible Spending Account Program (FSAFEDS) claims. All claims for the 2023 benefit period must be received no later than 11:59 p.m., Eastern Time, on Tuesday, April 30, 2024. Any 2023 claims received after this time will not be reimbursed. Do not miss a savings opportunity!A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account you put money into that you use to pay for certain out-of-pocket health … However, a merchant may ask you to use the card as a debit card. This means you will need a personal identification number (PIN). When your card is activated, it is assigned a PIN. If you would like to change the PIN, please call 1-888-999-0121 (TTY: 711). If your spouse or dependent has a card, it will use the same PIN. Under Your Insurance on the homepage, click UPMC for Life Flex Spend Card. Then click UPMC for Life Flex Spend Card Portal. Once on the portal, click Reimburse Myself. By fax: Fax a completed reimbursement form and proper documentation to 1-844-361-4700. By mail: Mail a completed reimbursement form and proper documentation to UPMC Health …The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for eligible essential living expenses like groceries, over-the-counter (OTC) products and more at participating retailers. Healthy Options allowance amounts vary by plan and location. The allowance is stored on a member’s Humana Spending …Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ...Let's delve into the key benefits of using the Anthem Flex Card. 1. One Card for Multiple Expenses. The Anthem Flex Card allows you to consolidate various eligible expenses onto a single card, eliminating the need to juggle multiple cards or payment methods. This all-in-one solution streamlines the management of healthcare, dependent … Facts about Flexible Spending Accounts (FSA) They are limited to $3,200 per year per employer. If you’re married, your spouse can put up to $3,200 in an FSA with their employer too. You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you’re married, and your dependents. Step 2: Download the Amazon Flex app. An orange Amazon Flex app download screen will display, and you will be prompted to download the Amazon Flex app directly to your phone in the file format .apk. The .apk file extension is a Google Android app file used to install apps on Android phones. Step 3: Confirm download. Long wait time of 60 days before you start using the card. How to apply for RCBC Bankard Flex Visa? You must be 18-65 years old to apply for the principal credit card and 13-65 years old for a supplementary credit card. In addition, you should have the required documents of identification and proof of income.Open the Amazon Flex Debit Card app. Tap on “Deposit”. Tap on “Deposit a Check” and select the account you want to deposit to. Endorse your check by signing your name and writing “For Mobile Deposit Only” on the back. Take a photo of the front and back of your check; the application will guide you through the process.Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you to verify some information on your application. 4. Card Delivery. You will get a notification once your card is on its way to you!You can apply for a Medicare flex card during the open enrollment period when you elect your Medicare Advantage plan benefits. How long it takes to get …5 days ago · Here are four things you should know before you apply. 1. How to activate bonus categories every quarter. Chase Freedom Flex℠ features a set earning rate in most spending categories. But there ... Opening a FlexAccount is one way to become a member of Nationwide. Our current account members get access to exclusive savings accounts, like our Flex Regular Saver and Flex Instant Saver. You need to: be 18 or over. be a UK resident. agree the account is for personal use only. hold no more than 4 existing sole or joint Nationwide current accounts.In addition to being a senior citizen, applicants must meet certain requirements to qualify for a Flex Card. The applicant must be a U.S. citizen or permanent resident with an annual household income of less than $20,000 annually. The applicant must also live in the United States and have no delinquent debts with the government.With Amazon Flex Rewards, you earn points by making deliveries. As you earn more points, you’ll level-up and gain access to new rewards. You’ll have access to exclusive discounts on a wide range of categories like gas, roadside assistance, and car maintenance, in addition to cash back on everyday purchases through our Amazon Flex …The Chase Freedom Flex℠ is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. Card Rating*: ⭐⭐⭐½.The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for eligible essential living expenses like groceries, over-the-counter (OTC) products and more at participating retailers. Healthy Options allowance amounts vary by plan and location. The allowance is stored on a member’s Humana Spending …The Chase Freedom Flex℠ is one of the best cash-back credit cards around thanks to phenomenal earning rates across a variety of spending categories, all with no annual fee to worry about. Plus, the card becomes even more valuable when you also have a card that earns transferable Chase Ultimate Rewards points. Card Rating*: ⭐⭐⭐½.The Chase Freedom Flex℠ has a long list of bonus categories. Here are the card's cash back rates: 5% back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 5% ... The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Travel SM and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed through Ultimate ... In addition to being a senior citizen, applicants must meet certain requirements to qualify for a Flex Card. The applicant must be a U.S. citizen or permanent resident with an annual household income of less than $20,000 annually. The applicant must also live in the United States and have no delinquent debts with the government.Long wait time of 60 days before you start using the card. How to apply for RCBC Bankard Flex Visa? You must be 18-65 years old to apply for the principal credit card and 13-65 years old for a supplementary credit card. In addition, you should have the required documents of identification and proof of income.UPMC for Life Flex Spend Card and Over-the-Counter (OTC) Mail-Order Catalog Your health care dollars, your choice! 202 3 5103 1234 5678 9010 GOOD THRU 12/23 J SMITH FLEX SPEND CARD 5103 1234 5678 9010 FLEX SPEND CARD Scan products in-store to see if they're covered, access the online OTC store, submit a claim …Dec 14, 2021 · The Flex Card Is Linked to a Medicare Advantage Plan. The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. As a senior who has qualified for Medicare, you must choose a Medical ... Breakdown cover Insurance Product Information Document (IPID) PDF, 76KB (opens in a new window) With FlexPlus, you’ll be charged £13 a month for maintaining the account. Charges can also apply for: Making large payments by CHAPS. Making an international payment. There are no Nationwide charges for using your card abroad.You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. 9 months 0% interest on purchases does not apply if you use the instalment plan. +The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to ...Humana Medicare Advantage plan members with access to the Healthy Options benefit will receive a debit card preloaded with a balance that can range anywhere from $35 to $275 per month in 2023, depending on their specific plan. The card may then be used to purchase approved items from participating stores. For any questions about how …Long wait time of 60 days before you start using the card. How to apply for RCBC Bankard Flex Visa? You must be 18-65 years old to apply for the principal credit card and 13-65 years old for a supplementary credit card. In addition, you should have the required documents of identification and proof of income.Rewards Program Agreement. empty checkbox Compare the Southwest Rapid Rewards Premier Business Credit Card. Find the best business credit card from Chase. Get rewarded on business expenses with sign up bonus offers, cashback rewards, airline miles, and more on all your business purchases. Apply today.A credit card you can rely on with a low interest rate. Annual Fee $25. Interest: Purchases TD Prime1 + 4.50% to 12.75%. Interest: Cash Advances TD Prime1 + 4.50% to 12.75%. Additional Cardholders 2 $0. Eligibility Requirements: You are a Canadian resident and are of the age of majority in your province/territory of residence. With Amazon Flex, you work only when you want to. You can plan your week by reserving blocks in advance or picking them each day based on your availability. Choose the blocks that fit your schedule, then get back to living your life. How it works. Payment flexibility * Our flexible financing helps make your purchase more affordable. Even split. Break up your purchase into affordable equal monthly payments. …Learn about food assistance programs for seniors and how to apply. Most states offer these programs for older adults who have a low income: Senior Farmers' Market Nutrition Program (SFMNP) - Provides coupons for fresh fruits, vegetables, honey, and herbs. You can use the coupons at farmers' markets, roadside stands, and community farms.Apply now. The WEX Fleet Card is the fastest way for a growing business to drive real savings, with automatic fuel expense tracking, employee spending controls, purchase alerts, and exclusive discounts in the WEX EDGE savings network all in one fuel card. Earn rebates up to 3¢ per gallon*. Accepted at 95% of U.S. fuel stations.From making the most of your cash back credit card, to using your credit card overseas – find out how you can boost your finances and your lifestyle. Compare Citi credit card offers or login to your existing account. Explore a variety of features and benefits you can take advantage of as a Citi credit card member.A UHC flex card is a benefit that comes with certain UnitedHealthcare Medicare Advantage plans. If your plan includes this benefit, you’ll receive a prepaid Visa debit card that you can use to pay for dental, vision, or hearing services and products. The amount you’ll receive in flex card benefits and how often you receive them varies from ...The Flex Card Is Linked to a Medicare Advantage Plan. The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. This card, though, has to be linked with a Medicare Advantage Plan that does actually cost money. As a senior who has qualified for Medicare, you must choose a …The main benefit of a flex card is the additional funds to pay for the expenses of medical supplies. Therefore, if the Flex card has a $500 allowance and the Medicare plan offers, let’s say, $1000 in dental benefits, your total benefit for the year would be $1500. It is usually an annual benefit that can be used for dental, eye, or hearing care.Blue Advantage members will get a personal prepaid Flex Card to help cover certain healthcare expenses such as: Prescription hearing aids. Eyewear. Over-the-counter health-related products. Healthy foods (for Dual Plus members) Benefit amount varies by plan selected. See plan details page for specific benefit information.To qualify for a Flex card for seniors, you typically need to meet the following eligibility criteria: Age Requirement: Most Flex cards for seniors are available to individuals who are 60 years of age or older. Residency: You must be a resident of the country where the Flex card is offered. Credit Score: While credit score requirements vary ... The Senior Citizen Flex Card is a prepaid debit card offered by private Medicare Plans. It helps seniors cover out-of-pocket expenses related to healthcare. To apply for the flex card, seniors must meet the eligibility criteria. The application process involves enrolling in a Medicare Advantage plan that offers the flex card benefit. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. 9 months 0% interest on purchases does not apply if you use the instalment plan. +The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to ...As of 2024 these are known as Wellcare Spendables cards. The WellCare Flex Card is a Visa debit card preloaded with a set amount between $200 - $2,500 depending on plan and service area. The funds can be used to help pay out-of-pocket costs for dental, vision or hearing needs beyond plan benefits. Cosmetic services are not covered.
Being Sponsored for a Green Card. Most people who apply for a Green Card will need to complete at least two forms—an immigrant petition and a Green Card application (Form I-485). Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in .... Typing.com
///ONLINE APPLICATION 👇https://applications.rcbcbankard.com////Lazy viewer might click HERE (lmao) 🙄0:54 - Requirements / Eligibility2:22 - Online Applicat...A career at Flex is limitless, enriching and dynamic. Our people are empowered, collaborative, and responsible makers, problem solvers, innovators, craftspeople and leaders, helping propel industries and end markets forward …Opening a FlexAccount is one way to become a member of Nationwide. Our current account members get access to exclusive savings accounts, like our Flex Regular Saver and Flex Instant Saver. You need to: be 18 or over. be a UK resident. agree the account is for personal use only. hold no more than 4 existing sole or joint Nationwide current accounts.Providers may service UnitedHealthcare ® Medicare Advantage plan members with access to a Flex benefit beginning Jan. 1, 2023. This benefit is a prepaid Visa ® debit card that may be used to enhance or extend …Explore all of Chases credit card offers for personal use and business. Find the best rewards cards, travel cards, and more. Apply today and start earning rewards and cash back.Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ...1. Choose a Card. Choose the right RCBC Credit Card for you. 2. Apply Online. Accomplish the online application form, submit documentary requirements and digitally verify yourself. 3. Verification. We’ll get in touch with you to verify some information on your application.Under Your Insurance on the homepage, click UPMC for Life Flex Spend Card. Then click UPMC for Life Flex Spend Card Portal. Once on the portal, click Reimburse Myself. By fax: Fax a completed reimbursement form and proper documentation to 1-844-361-4700. By mail: Mail a completed reimbursement form and proper documentation to UPMC Health …Freedom Flex lets you shop strategically for bigger rewards. Earn 1% on everything, plus 5% cash back on rotating quarterly bonus categories, 5% on travel, 3% on dining, and 3% on drugstore shopping. And Freedom Flex is easy to use—we’ll remind you when new bonus categories kick in, and once you activate, rewards are automatic.Allowance limits may apply. Some vision services are covered separately. Check your Evidence of Coverage for details, or give us a call. While phone number and portal will be available on December 1st, 2023, you will not be able to use your flex card until January 1st, ... MA Flex Card Orders 4613 N. University Drive, #586Follow the instructions to complete the Debit Card Application if you wish to obtain a card. If you do not see such a button, then your employer has chosen not to provide debit card access. Related Links. ... TIP: Carry the ASI Flex Wallet Card with you to show the provider. Each time you use the card, ask the health care ...May 17, 2023 · Reviewed by Amy Albert. MS, PA, CPC. A popular commodity among Medicare beneficiaries, flex cards offer convenient access to Medicare Advantage funds with one quick swipe. Benefits on these cards may include allowances for over-the-counter medications, copays, groceries, and much more, helping cardholders save on out-of-pocket expenses. Both Freedom-branded cards have an annual fee of $0, and both offer lucrative ways to earn cash back. The choice mostly comes down to rewards: 5% quarterly rotating …Yes, the Freedom Flex card is entirely separate from the Chase Freedom® card. So if you have, or have had, the Freedom card already, you’re still eligible to apply and receive the welcome bonus on the Freedom Flex card. You also have the option of calling Chase to product change your Freedom card into the Freedom Flex card.Emirates Islamic Flex Credit Card offers wide range of lifestyle benefits. Enjoy welcome bonus worth AED 750, great discounts on dining, shopping and travel. Apply Now!Holding a Chase Sapphire Preferred® Card earns you a 25% bonus when you redeem points this way. If you have a Chase Sapphire Reserve®, you’ll get a 50% bonus. For example, 100,000 Chase ...Learn about food assistance programs for seniors and how to apply. Most states offer these programs for older adults who have a low income: Senior Farmers' Market Nutrition Program (SFMNP) - Provides coupons for fresh fruits, vegetables, honey, and herbs. You can use the coupons at farmers' markets, roadside stands, and community farms.Standard individual flex request. For non-hotel requests, for individual members: Please include: Standard health-related flexible services request. Medical documentation (care plan, progress notes, chart notes, etc.) and information about the member’s diagnosis. Items that are needed on a repeating basis — like gym memberships, phone ...The Emirates Islamic Flex Elite Credit Card is precisely that. Begin with a generous welcome bonus of AED 750 and embark on a journey of earning rewards for all your spends. Travel worry-free with multi-trip insurance and unwind with unlimited complimentary Airport Lounge accesses for you & a guest. Discover how this card can transform your ... WEX FlexCard. Apply now. With a 3¢ per gallon* rebate and no setup, annual, or card fees, the FlexCard is the easiest way for a business to start saving on fuel. Plus, you get the flexibility to carry a monthly balance on your fuel card whenever cash flow is tight. Earn 3¢ per gallon for 6 months*. .